34 Chester Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 34 Chester Ave, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,216 sqft · built 1920
Lot Size	0.498 acres (21,682 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Mar 2026)
Tax Bill	$3,631 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:67 B:180`

Property Details

APN / Parcel Number

Primary APN	`WEST M:67 B:180`
Alternative APNs	`M:067 B:180 L` `13281700`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	2,216 sqft Living Area
Gross Area	3,975 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,682 sqft (0.498 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	13281700
Street Address	34 CHESTER AVE
City	WESTERLY
State	RI
Zip	02891-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	180
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3012
Census Tract	50801

Owner

Source: Westerly Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	190 MOUNTAIN LAUREL WAY, NORTH KINGSTOWN, RI 02852-1510
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Warranty Deed, Transfer LENDSURE MORTGAGE CORP
Mar 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK
May 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CARVER STREET INC
Nov 24, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	2026917
Deed Book / Page	2026 / 4014
Prior Transfer Date	Jan 23, 2025
Prior Transfer Doc	002025-943
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 25, 2026
Property Address	34 CHESTER AVE, WESTERLY, RI 02891-2324
Document Number	02026-4014
Book / Page	2026 / 4014
Instrument Date	Mar 20, 2026
Instrument	2026-917
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MOUNTAIN LAUREL WAY, N KINGSTOWN, RI 02852-1510

Mortgage

Document Number	0002026918
Date	Mar 25, 2026
Instrument	2026-918

Lender

Name	LENDSURE MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 21, 2023
Property Address	34 CHESTER AVE, WESTERLY, RI 02891-2324
Document Number	02023-3173
Book / Page	2023 / 3173
Instrument Date	Mar 21, 2023
Instrument	2023-812
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002023813
Date	Mar 21, 2023
Instrument	2023-813

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 3, 2021
Property Address	34 CHESTER AVE, WESTERLY, RI 02891-2324
Document Number	2021-12066
Book / Page	2021 / 12066
Instrument Date	May 3, 2021
Instrument	2021-2622
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 POINT JUDITH RD, NARRAGANSETT, RI 02882-4541

Mortgage

Document Number	20212623
Date	May 3, 2021
Instrument	2021-2623

Lender

Name	CARVER STREET INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 24, 2020
Property Address	34 CHESTER AVE, WESTERLY, RI 02891-2324
Document Number	2020-6322
Book / Page	002020 / 026322
Instrument Date	Nov 19, 2020
Instrument	6028
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	EGRET LN WESTERLY RI 02891, WESTERLY, RI 02891

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,631.00 (+2.45%)	$466,700 (+33.8%) Land $156,100 Building $310,600
2023	$3,544.00 (+15.25%)	$348,800 (+14.55%) Land $112,700 Building $236,100
2022	$3,075.00	$304,500 Land $112,700 Building $191,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

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