McHenry County property record for 38 Center St, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,334 sqft · built 1912 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Aug 2001) |
| Tax Bill | $4,891 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-34-302-005 |
| Primary APN | 19-34-302-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Basement Area | 888 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Cape Cod |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38 CENTER ST |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2001R0062188 LT 3 BLK 1 JAYNES ADDN |
| Legal Subdivision | JAYNES ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 871310 |
Source: McHenry County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 CENTER ST, ALGONQUIN, IL 60102-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2001 · Amount on Record |
| Deed Sale | Aug 27, 2001 · Amount on Record |
| Prior Sale | Sep 8, 1998 · Amount on Record |
| Deed Document Number | 200162188 |
| Prior Transfer Date | Mar 30, 1997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 28, 2026 |
| Property Address | 38 CENTER ST, ALGONQUIN, IL 60102-2702 |
| Document Number | 0000028304 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202628304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 38 CENTER ST, ALGONQUIN, IL 60102-2702 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028304, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202628304 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 28, 2026 |
| Property Address | 38 CENTER ST, ALGONQUIN, IL 60102-2702 |
| Document Number | 0000011602 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202611602 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 38 CENTER ST, ALGONQUIN, IL 60102-2702 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011602, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202611602 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,891.00 | $78,535 (+46.63%) Land $20,506 Building $58,029 | $235,605 (+46.63%) Land $61,518 Building $174,087 |
| 2022 | Homeowner's exemption | $53,561 Land $11,523 Building $42,038 | $160,683 Land $34,569 Building $126,114 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 12 of 29 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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