McHenry County property record for 21 Center St, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,896 sqft · built 1917 |
| Lot Size | 0.181 acres (7,920 sqft) |
| Owner | Owner Name on File |
| Last Sale | $160,000 (Dec 2002) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-34-301-006 |
| Primary APN | 19-34-301-006 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,896 sqft |
| Gross Area | 2,996 sqft |
| 1st Floor Area | 1,180 sqft |
| 2nd Floor Area | 716 sqft |
| Year Built | Built 1917 |
|---|---|
| Exterior Material | Frame Siding |
| Lot Area | 7,920 sqft (0.181 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 21 CENTER ST |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2011R0052812 LT 6 BLK 3 JAYNES ADDN MEMO: EPPOLITO, GIA AKA LARSON, GIA |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 34 |
| Legal Subdivision | JAYNES ADD |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 871310 |
The current owner of 21 Center St acquired it in December 2011.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 21 CENTER ST, ALGONQUIN, IL 60102-2701 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| May 4, 2018 | Loan Modification, Mortgage · FHA Mortgage WFB NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2002 · Amount on File |
| Deed Sale | Dec 26, 2002 · Amount on File |
| Prior Sale | Dec 26, 2002 · Amount on File |
| Deed Document Number | 0000123405 |
| Last Transfer Date | Dec 28, 2011 |
| Transfer Doc | 0000052812 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 21 CENTER ST, ALGONQUIN, IL 60102-2701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 CENTER ST, ALGONQUIN, IL 60102-2701 |
| Document Number | 0000006985 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022R0006985 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Jun 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 21 CENTER ST, ALGONQUIN, IL 60102-2701 |
| Document Number | 0000017305 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 CENTER ST ALGONQUIN IL 601022701, ALGONQUIN, IL 60102-2701 |
| Document Number | 0000017305 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 17305 |
| Name | WFB NA |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2048 |
| Rate | 4.25% |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $65,205 Land $11,523 Building $53,682 | $195,615 Land $34,569 Building $161,046 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 12 of 29 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Center St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures