Louisa County property record for 38 Busbees Point Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,500 (Aug 2018) |
| Tax Bill | $2,209 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46 32 4 |
| Primary APN | 46 32 4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 25030 |
|---|---|
| Street Address | 38 BUSBEES POINT RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | GOLD MINE COVES PB 8/1524 LOT 4 DB 1783/859 0.9246 AC |
| Legal Subdivision | GOLD MINE COVES |
| Legal Lot Number | 4 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950101 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 BUSBEES POINT RD, BUMPASS, VA 23024-4832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 11, 2021 | Gift Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 23, 2018 | Grant Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on Record |
| Deed Sale | Aug 23, 2018 · Amount on Record |
| Prior Sale | Aug 27, 2010 · Amount on Record |
| Deed Document Number | 20187993 |
| Deed Book / Page | 1577 / 742 |
| Last Transfer Date | Aug 5, 2021 |
| Transfer Doc | 001783/859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 38 BUSBEES POINT RD, BUMPASS, VA 23024-4832 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 38 BUSBEES POINT RD, BUMPASS, VA 23024-4832 |
| Document Number | 002053/723 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 2053/723 |
| Instrument | 202500011474 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Aug 27, 2026 |
| Property Address | 38 BUSBEES POINT RD, BUMPASS, VA 23024-4832 |
| Document Number | 0000008044 |
| Book / Page | 2108 / 132 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 20268044 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Address | 38 BUSBEES POINT RD, BUMPASS, VA 23024-4832 |
| Document Number | 0000008044, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 2108/132 |
| Instrument | 20268044 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate | 5.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 38 BUSBEES POINT RD, BUMPASS, VA 23024-4832 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | TERRY TITLE, TERRYS TITLE |
| Name | Verified Name |
|---|
| Document Number | 001783/862 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 1783/862 |
| Instrument | 202100009766 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Aug 11, 2021 |
| Property Address | 38 BUSBEES POINT RD, BUMPASS, VA 23024-4832 |
| Document Number | 1783/859 |
| Book / Page | 1783 / 859 |
| Map Reference | MB 8 PG 1524 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 202100009765 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | TERRY TITLE, TERRYS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 BUSBEES POINT RD, BUMPASS, VA 23024-4832 |
| Document Number | 1783/862 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 1783/862 |
| Instrument | 202100009766 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Aug 23, 2018 |
| Property Address | 38 BUSBEES POINT RD, BUMPASS, VA 23024-4832 |
| Document Number | 0000007993 |
| Book / Page | 001577 / 000742 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 7993 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 BUSBEES POINT RD BUMPASS VA 230244832, BUMPASS, VA 23024-4832 |
| Document Number | 7994 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 001577/000747 |
| Instrument | 7994 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2048 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,324 (+3.07%) Land $69,000 Building $247,324 | $316,324 (+3.07%) Land $69,000 Building $247,324 | |
| 2025 | $2,209.00 (+9.74%) | $306,900 (+24.6%) Land $62,400 Building $244,500 | $306,900 (+24.6%) Land $62,400 Building $244,500 |
| 2024 | $2,013.00 (+94.12%) | ||
| 2023 | $246,300 Land $46,800 Building $199,500 | ||
| 2022 | $1,037.00 | $246,300 Land $46,800 Building $199,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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