Louisa County property record for 118 Busbees Point Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,044 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,766 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46 32 1 |
| Primary APN | 46 32 1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,044 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 1,242 sqft |
| Finished Basement | 1,242 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 476 sqft |
| Deck Area | 320 sqft |
| Patio Area | 384 sqft |
| Boat House | 275 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6096 |
|---|---|
| Street Address | 118 BUSBEES POINT RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | GOLD MINE COVES PB 8/1524 LOT 1 DB 1341/245 1.8183AC |
| Legal Subdivision | GOLD MINE COVES |
| Legal Lot Number | 1 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950101 |
118 Busbees Point Rd is owned by an individual who acquired it in May 2026.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 POTTIESVILLE RD, BUMPASS, VA 23024-4315 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Gift Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORPORATION |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 |
| Deed Sale | May 28, 2026 |
| Prior Sale | Oct 17, 2013 · Amount on File |
| Deed Document Number | 20265046 |
| Deed Book / Page | 2090 / 444 |
| Prior Transfer Date | May 23, 2026 |
| Prior Transfer Doc | 0000005046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 28, 2026 |
| Property Address | 118 BUSBEES POINT RD, BUMPASS, VA 23024-4806 |
| Document Number | 0000005046 |
| Book / Page | 2090 / 444 |
| Instrument Date | May 23, 2026 |
| Instrument | 20265046 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 281 POTTIESVILLE RD, BUMPASS, VA 23024-4315 |
| Document Number | 0000005047, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20265047 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 118 BUSBEES POINT RD, BUMPASS, VA 23024-4806 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | WALKER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 1750/104 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 1750/104 |
| Instrument | 202100003839 |
| Name | HOME SAVINGS & TRUST MORTGAGE |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate | 2.75% |
|---|
The 2025 property tax bill for 118 Busbees Point Rd was $6,766, up 4.4% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,031,860 (+9.8%) Land $300,000 Building $731,860 | $1,031,860 (+9.8%) Land $300,000 Building $731,860 | |
| 2025 | $6,766.00 (+4.37%) | $939,800 Land $300,000 Building $639,800 | $939,800 Land $300,000 Building $639,800 |
| 2024 | $6,483.00 | ||
| 2023 | $887,400 Land $247,200 Building $640,200 | ||
| 2022 | $3,575.00 | $887,400 Land $247,200 Building $640,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Busbees Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 Busbees Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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