38 Bucher John Rd, Union Bridge, MD 21791 Property Records

Carroll County property record for 38 Bucher John Rd, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,944 sqft · built 2006
Lot Size	1.06 acres (46,304 sqft)
Owner	Individual Name on Record
Last Sale	$295,500 (Sep 2015)
Tax Bill	$4,236 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-001657`

Property Details

APN / Parcel Number

Primary APN	`12-001657`
Alternative APN	`001657`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,944 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,304 sqft (1.06 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	001657
Street Address	38 BUCHER JOHN RD
City	UNION BRIDGE
State	MD
Zip	21791-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.0625 ACS 38 BUCHER JOHN RD NW OF UNION BRIDGE
Legal Subdivision	UNION BRIDGE
Jurisdiction	CARROLL MD
Township / Civil Division	12, UNION BRIDGE
Census Block Group	1
Census Block	1022
Census Tract	512000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 BUCHER JOHN RD, UNION BRIDGE, MD 21791-9527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2015 · Amount on Record
Deed Sale	Sep 3, 2015 · Amount on Record
Prior Sale	Feb 23, 2011 · Amount on Record
Deed Book / Page	8088 / 1
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	38 BUCHER JOHN RD, UNION BRIDGE, MD 21791-9527
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BUCHER JOHN RD, UNION BRIDGE, MD 21791-9527

Mortgage

Document Number	0109310435
Date	Nov 21, 2022
Book Page	10931/435

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 10, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	38 BUCHER JOHN RD, UNION BRIDGE, MD 21791-9527
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100470494
Date	Jan 12, 2021
Book Page	10047/494

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,236.00 (+7.65%)	$372,900 (+27.62%) Land $125,600 Building $247,300	$372,900 (+27.62%) Land $125,600 Building $247,300
2025	$3,935.00 (+19.21%)
2023	$3,301.00 (+1.1%)	$292,200 (+1.11%) Land $125,600 Building $166,600	$292,200 (-) Land $125,600 Building $166,600
2022	$3,265.00	$289,000	$292,200 Land $125,600 Building $166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Xfinity.

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