Carlton County property record for 38 Birch Dr, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Details | 1,196 sqft · built 1962 |
| Lot Size | 0.367 acres (16,024 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,880 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-260-0600 |
| Primary APN | 78-260-0600 |
|---|---|
| Alternative APN |
|
| Building Area | 1,196 sqft Living Area |
|---|
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 16,024 sqft (0.367 acres) |
| Account Number | 27730 |
|---|---|
| Street Address | 38 BIRCH DR |
| City | ESKO |
| State | MN |
| Zip | 55733-9642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINNUNENS SUBDIVISION |
| Legal Subdivision | KINNUNENS SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 70300 |
38 Birch Dr is owned and occupied by two individuals who acquired it in September 2011.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 BIRCH DR, ESKO, MN 55733-9642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 16, 2011 |
| Transfer Doc | 0000439519 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | May 18, 2026 |
| Property Address | 38 BIRCH DR, ESKO, MN 55733-9642 |
| Document Number | 0000526796 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026526796 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38 BIRCH DR, ESKO, MN 55733-9642 |
| Document Number | 0000526796, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026526796 |
| Name | CENTRAL CITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 5, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 38 Birch Dr was $2,880 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,880.00 Homeowner's exemption | ||
| 2025 | $261,600 (+4.22%) Land $12,600 Building $249,000 | $261,600 (+4.22%) Land $12,600 Building $249,000 | |
| 2024 | $2,638.00 Homeowner's exemption | $251,000 (+9.32%) Land $12,600 Building $238,400 | $251,000 (+9.32%) Land $12,600 Building $238,400 |
| 2023 | $2,638.00 Homeowner's exemption | $229,600 (-) Land $12,600 Building $217,000 | $229,600 (-) Land $12,600 Building $217,000 |
| 2022 | $229,600 Land $12,600 Building $217,000 | $229,600 Land $12,600 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Birch Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Birch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Airfiber.
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