31 Birch Dr, Esko, MN 55733 Property Records

Carlton County property record for 31 Birch Dr, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1969
Lot Size	0.728 acres (31,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2025)
Tax Bill	$1,864 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-260-0320`

Property Details

APN / Parcel Number

Primary APN	`78-260-0320`
Alternative APN	`27712`

Interior

Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	31,726 sqft (0.728 acres)

Location & Zoning

Account Number	27712
Street Address	31 BIRCH DR
City	ESKO
State	MN
Zip	55733-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINNUNENS SUBDIVISION
Legal Subdivision	KINNUNENS SUBDIVISION
Legal Block	3
Legal Lot Number	8
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1011
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 BIRCH DR, ESKO, MN 55733-9642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 16, 2025	Warranty Deed, Transfer RESULTS TITLE
Sep 8, 2020	Warranty Deed, Transfer · VA Mortgage RESULTS MORTGAGE
Nov 5, 2019	Warranty Deed, Transfer · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	2025523756
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Recording Date	Aug 25, 2026
Property Address	31 BIRCH DR, ESKO, MN 55733-9642
Document Number	0000528421
Instrument Date	Aug 20, 2026
Instrument	2026528421
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BIRCH DR, ESKO, MN 55733-9642

Mortgage

Document Number	0000528421,
Date	Aug 25, 2026
Instrument	2026528421

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 16, 2025
Property Address	31 BIRCH DR, ESKO, MN 55733-9642
Document Number	A000523756
Instrument Date	Sep 30, 2025
Instrument	A000523756
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BIRCH DR, ESKO, MN 55733-9642

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 8, 2020
Property Address	31 BIRCH DR, ESKO, MN 55733-9642
Document Number	A000493848
Instrument Date	Aug 20, 2020
Instrument	A000493848
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BIRCH DR, ESKO, MN 55733-9642

Mortgage

Document Number	A000493849
Date	Sep 8, 2020
Instrument	A000493849

Lender

Name	RESULTS MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 5, 2019
Property Address	31 BIRCH DR, ESKO, MN 55733-9642
Document Number	A000488920
Instrument Date	Oct 21, 2019
Instrument	A000488920
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ARROWHEAD ABSTRACT & TITLE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BIRCH DR, ESKO, MN 55733-9642

Mortgage

Document Number	A000488921
Date	Nov 5, 2019
Instrument	A000488921

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,864.00 (-43.1%) Homeowner's exemption
2025		$306,000 (+4.37%) Land $28,000 Building $278,000	$306,000 (+4.37%) Land $28,000 Building $278,000
2024	$3,276.00	$293,200 (+8.39%) Land $28,000 Building $265,200	$293,200 (+8.39%) Land $28,000 Building $265,200
2023	$3,276.00	$270,500 (-) Land $28,000 Building $242,500	$270,500 (-) Land $28,000 Building $242,500
2022		$270,500 Land $28,000 Building $242,500	$270,500 Land $28,000 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

Nearby Properties on Birch Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures