38 Benjamin St, Old Greenwich, CT 06870 Property Records

Greenwich Town property record for 38 Benjamin St, Old Greenwich, CT 06870

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,708 sqft · built 1958
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,220,000 (Jun 2023)
Tax Bill	$29,943 (2026)
Deeds & Mortgages	Dec 2023 Refinance Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-3626S`

Property Details

APN / Parcel Number

Primary APN	`06-3626S`
Alternative APNs	`GREE M:06 B:3626/S` `442/189`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,708 sqft Living Area
Basement Area	987 sqft
Unfinished Basement	987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	442/189
Street Address	38 BENJAMIN ST
City	OLD GREENWICH
State	CT
Zip	06870-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	3626/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2009
Census Tract	11000

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 BENJAMIN ST, OLD GREENWICH, CT 06870-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jun 16, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA
Jun 14, 2018	Warranty Deed, Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	20233528
Deed Book / Page	8229 / 84
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	38 BENJAMIN ST, OLD GREENWICH, CT 06870-1831
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008288-280
Date	Dec 27, 2023
Book Page	8288/280
Instrument	8057

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2048

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jun 16, 2023
Property Address	38 BENJAMIN ST, OLD GREENWICH, CT 06870-1831
Document Number	0008229-84
Book / Page	8229 / 84
Instrument Date	Jun 16, 2023
Instrument	3528
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 BENJAMIN ST, OLD GREENWICH, CT 06870-1831

Mortgage

Document Number	0000003529
Date	Jun 16, 2023
Instrument	3529

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2033
Max Rate At Change	2.75%
Index	Other

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jun 14, 2018
Property Address	38 BENJAMIN ST, OLD GREENWICH, CT 06870-1831
Document Number	7395-209
Book / Page	7395 / 209
Instrument	4705
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73950215
Date	Jun 14, 2018
Instrument	07395/0215

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Interest

Max Rate At Change	70.1%

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,943.00 (+19.85%)	$2,856,070 (+41.28%) Land $1,392,720 Building $1,463,350	$5,296,877 (+274.32%)
2025	$24,984.00	$2,021,530 (-) Land $1,103,550 Building $917,980	$1,415,071 Land $772,485 Building $642,586
2024	$24,984.00 (+6.21%)
2023	$23,523.00 (+0.92%)	$2,021,530 (-) Land $1,103,550 Building $917,980
2022	$23,308.00	$2,021,530 Land $1,103,550 Building $917,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000

May also be available: Verizon.

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