38 Beech St, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 38 Beech St, South Hamilton, MA 01982

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1962
Lot Size0.358 acres (15,599 sqft)
OwnerIndividual on Record
Tax Bill$8,615 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNHAMI M:66 B:5

Property Details

APN / Parcel Number

Primary APNHAMI M:66 B:5
Alternative APN
  • 1984

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
Gross Area3,058 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,599 sqft (0.358 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1984
Street Address38 BEECH ST
CitySOUTH HAMILTON
StateMA
Zip01982-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Block5
Legal Lot Number5
JurisdictionHAMILTON MA
Township / Civil DivisionHAMILTON
Census Block Group1
Census Block1008
Census Tract215101

Owner

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address38 BEECH ST, SOUTH HAMILTON, MA 01982-2608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON MA
Property Address38 BEECH ST, SOUTH HAMILTON, MA 01982-2608
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042847-126
DateJul 24, 2025
Book Page42847/126
Instrument20250724000160
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionHamilton Town
Unified School DistrictHamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,615.00 (+4.56%)$550,500 (+0.95%) Land $275,000 Building $275,500$655,690
2024$8,239.00 (+10.26%)$545,300 (+19.24%) Land $275,000 Building $270,300
2023$7,472.00$457,300 Land $264,100 Building $193,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims4 (2001–2006)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2006 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMILTON WATER DEPT
serves 7,674 people · EPA ID MA3119000
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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