Erie County and Buffalo City property record for 38 15th St, Buffalo, NY 14213
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,680 sqft · built 1867 |
| Lot Size | 0.104 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $839 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 99.60-9-11 |
| Primary APN | 140200 99.60-9-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,680 sqft Total Area |
| 1st Floor Area | 1,340 sqft |
| 2nd Floor Area | 1,340 sqft |
| Year Built | Built 1867 |
|---|---|
| Effective Year Built | Effective 1867 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 4,500 sqft (0.104 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00650600 |
|---|---|
| Street Address | 38 15TH ST |
| City | BUFFALO |
| State | NY |
| Zip | 14213-2601 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-2R |
| Legal Description | 260. SE CONN |
| Legal Subdivision | SOUTH VILLAGE OF BLACK ROCK |
| Legal Block | 9 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 6903 |
38 15th St, a duplex, is owned and occupied by an individual.
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 15TH ST, BUFFALO, NY 14213-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage ONE CREDIT UNION OF NY |
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit ONE CREDIT UNION OF NY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 38 15TH ST, BUFFALO, NY 14213-2601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38 15TH ST, BUFFALO, NY 14213-2601 |
| Document Number | 0114033146 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 11403/3146 |
| Instrument | 2022115910 |
| Name | ONE CREDIT UNION OF NY |
|---|---|
| Address | BUFFALO, NY 14213 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Jun 30, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 38 15TH ST, BUFFALO, NY 14213-2601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38 15TH ST, BUFFALO, NY 14213-2601 |
| Document Number | 0140562830 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 14056/2830 |
| Instrument | 2022115909 |
| Name | ONE CREDIT UNION OF NY |
|---|---|
| Address | BUFFALO, NY 14202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 38 15th St was $839 with exemptions applied, down 48.1% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839.00 (-48.08%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $1,616.00 (+13.17%) | $304,000 (+85.37%) Land $26,000 Building $278,000 | $304,000 (+14%) Land $26,000 Building $278,000 |
| 2024 | $1,428.00 (+95.62%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $164,000 (-) Land $16,000 Building $148,000 | $266,667 (+13.82%) Land $26,016 Building $240,651 |
| 2023 | $730.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $164,000 Land $16,000 Building $148,000 | $234,286 Land $22,857 Building $211,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 15th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 38 15th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,073 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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