3799 NC 18 S, Morganton, NC 28655 Property Records

Burke County property record for 3799 NC 18 S, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1959
Lot Size	1.59 acres (69,260 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2026)
Tax Bill	$1,174 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2721197931`

Property Details

APN / Parcel Number

Primary APN	`2721197931`
Alternative APN	`9187`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	968 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Asphalt
Lot Area	69,260 sqft (1.59 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	3 Parking Spaces
Patio Area	22 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3799 NC 18 S
City	MORGANTON
State	NC
Zip	28655-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3799 NC 18 S MORGANTON, NC 28655
Legal Subdivision	THE BERTHA ABERNETHY PROPERTY
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3061
Census Tract	21201

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3799 STATE HIGHWAY 18 S, MORGANTON, NC 28655
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	202626001461
Deed Book / Page	2855 / 967
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0025920648
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3799 NC 18 S, MORGANTON, NC 28655-7446
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3799 NC 18 S, MORGANTON, NC 28655-7446

Mortgage

Document Number	0028550969
Date	Feb 23, 2026
Book Page	2855/969
Instrument	2026001462

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 20, 2021
Property Address	3799 NC 18 S, MORGANTON, NC 28655-7446
Document Number	0025920648
Book / Page	2592 / 648
Map Reference	MB 4 PG 16
Instrument Date	Dec 17, 2021
Instrument	2022015258
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 NC 18 S, MORGANTON, NC 28655-7447

Mortgage

Document Number	2022015259
Date	Dec 20, 2021
Instrument	2022015259

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,174.00 (+0.43%)	$164,521 (-) Land $23,106 Building $141,415	$164,521 (-) Land $23,106 Building $141,415
2025	$1,169.00 (+3.73%)	$164,521 (-) Land $23,106 Building $141,415	$164,521 (-) Land $23,106 Building $141,415
2023	$1,127.00	$164,521 Land $23,106 Building $141,415	$164,521 Land $23,106 Building $141,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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