3759 NC 18 S, Morganton, NC 28655 Property Records

Burke County property record for 3759 NC 18 S, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,568 sqft · built 1960
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Feb 2022)
Tax Bill	$766 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2722103048`

Property Details

APN / Parcel Number

Primary APN	`2722103048`
Alternative APN	`4212`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Tile

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Exterior Amenities

Porch	Slab
Porch Area	411 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3759 NC 18 S
City	MORGANTON
State	NC
Zip	28655-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3759 NC 18 S MORGANTON, NC 28655
Legal Subdivision	AS SHOWN BY A MAP THEREOF
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3061
Census Tract	21201

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 HARRIS DR, MORGANTON, NC 28655-4327
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage LDZ FINANCIAL
Mar 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	202221017390
Deed Book / Page	2603 / 500
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Apr 17, 2026
Property Address	3759 NC 18 S, MORGANTON, NC 28655-7446
Document Number	0026003407
Book / Page	2866 / 905
Instrument Date	Apr 15, 2026
Instrument	202626003407
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PROGRESSIVE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 HARRIS DR, MORGANTON, NC 28655-4327

Mortgage

Document Number	0026003407,
Date	Apr 17, 2026
Book Page	2866/905
Instrument	202626003407

Lender

Name	LDZ FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3759 NC 18 S, MORGANTON, NC 28655-7446
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 FLINTWOOD CT, HIGH POINT, NC 27265-1162

Mortgage

Document Number	0027350024
Date	Mar 25, 2024
Book Page	2735/24
Instrument	2024002413

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 14, 2022
Property Address	3759 NC 18 S, MORGANTON, NC 28655-7446
Document Number	0026030500
Book / Page	2603 / 500
Map Reference	MB 4 PG 16
Instrument Date	Feb 4, 2022
Instrument	2022017390
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2601 HOLLY HILLS DR, VALDESE, NC 28690-9581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 27TH AVENUE CIR NE, HICKORY, NC 28601-7238
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$766.00 (+0.66%)	$102,180 (-) Land $12,817 Building $89,363	$102,180 (-) Land $12,817 Building $89,363
2025	$761.00 (+3.82%)	$102,180 (-) Land $12,817 Building $89,363	$102,180 (-) Land $12,817 Building $89,363
2023	$733.00	$102,180 Land $12,817 Building $89,363	$102,180 Land $12,817 Building $89,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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