3799 Echo Ave, Osage, IA 50461 Property Records

Mitchell County property record for 3799 Echo Ave, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,586 sqft · built 1957
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,000 (Jul 2025)
Tax Bill	$3,612 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0915200004`

Property Details

APN / Parcel Number

Primary APN	`0915200004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	884 sqft
Basement Area	1,586 sqft
Unfinished Basement	884 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	81 sqft
Deck Area	243 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3799 ECHO AVE
City	OSAGE
State	IA
Zip	50461-8061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR NE 1/4, S 316.20', W 316.33', N 316.20', E 316.33' TO POB N 1/2 NE 1/4 PER SURVEY 5-116
Legal Range	18W
Legal Township	98N
Legal Section	15
Legal Subdivision	PRIME & BAMFORDS ADDITION
Jurisdiction	MITCHELL IA
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2025
Census Tract	560200

Owner

Source: Mitchell County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3799 ECHO AVE, OSAGE, IA 50461-8061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage ST ANSGAR STATE BANK
Jan 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	20251008
Deed Book / Page	2025 / 1008
Prior Transfer Date	Jun 20, 2024
Prior Transfer Doc	0000001006
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	3799 ECHO AVE, OSAGE, IA 50461-8061
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/0052
Date	Jan 8, 2018
Book Page	2018/0052
Instrument	2018 0052

Lender

Name	ST ANSGAR STATE BANK
Type	Bank
Address	SAINT ANSGAR, IA 50472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 5, 2024

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Jan 8, 2018
Property Address	3799 ECHO AVE, OSAGE, IA 50461-8061
Document Number	2018/51
Book / Page	2018 / 51
Instrument Date	Jan 4, 2018
Instrument	000000000051
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3799 ECHO AVE, SAINT ANSGAR, IA 50472

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Unified School District	St. Ansgar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,612.00	$326,530 (+6.33%) Land $38,150 Building $288,380	$326,530 (+6.33%) Land $38,150 Building $288,380
2024	$3,612.00 (+22.27%)
2023		$307,090 (+41.66%) Land $38,150 Building $268,940	$307,090 (+41.66%) Land $38,150 Building $268,940
2022	$2,954.00	$216,780 Land $38,150 Building $178,630
2021			$216,780 Land $38,150 Building $178,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2004–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Nextlink Fixed Wireless	800 / 400
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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