3526 Echo Ave, Osage, IA 50461 Property Records

Mitchell County property record for 3526 Echo Ave, Osage, IA 50461

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,344 sqft · built 1979
Lot Size	4.69 acres (204,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,500 (May 2025)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	May 2025 Transfer Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0926300003`

Property Details

APN / Parcel Number

Primary APN	`0926300003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	1,000 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	204,296 sqft (4.69 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	222 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3526 ECHO AVE
City	OSAGE
State	IA
Zip	50461-8129
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PARCEL A S 3/4 SW 1/4 PER SURVEY 2016-1661
Legal Range	18W
Legal Township	98N
Legal Section	26
Jurisdiction	MITCHELL IA
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2120
Census Tract	560200

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3526 ECHO AVE, OSAGE, IA 50461-8129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Intrafamily Transfer, Transfer
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Deed Document Number	2025605
Deed Book / Page	2025 / 605
Prior Transfer Date	May 14, 2025
Prior Transfer Doc	002025/608
Record Updated	Oct 29, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL IA
Recording Date	May 15, 2025
Property Address	3526 ECHO AVE, OSAGE, IA 50461-8129
Document Number	002025/608
Book / Page	2025 / 608
Instrument Date	May 14, 2025
Instrument	2025 608
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3526 ECHO AVE, OSAGE, IA 50461-8129

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	3526 ECHO AVE, OSAGE, IA 50461-8129
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002022/21
Date	Jan 5, 2022
Book Page	2022/21
Instrument	2022 21

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,156.00 (+2.08%) Homeowner's exemption	$192,140 (+9.3%) Land $8,360 Building $183,780	$192,140 (+9.3%) Land $8,360 Building $183,780
2024	$2,112.00 (+15.03%)
2023		$175,790 (+29.88%) Land $6,820 Building $168,970	$175,790 (+29.88%) Land $6,820 Building $168,970
2022	$1,836.00 Homeowner's exemption	$135,350 Land $5,000 Building $130,350
2021			$135,350 Land $5,000 Building $130,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2004–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
GigFire Fixed Wireless	150 / 130
Osage Municipal Utilities Fixed Wireless	25 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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