Charlotte County property record for 37981 Washington Loop Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,086 sqft · built 1980 |
| Lot Size | 2.28 acres (99,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Oct 2019) |
| Tax Bill | $2,469 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 40-24-20-300-010 |
| Primary APN | 40-24-20-300-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,086 sqft Living Area |
| Gross Area | 4,487 sqft |
| Upper Floors Area | 1,023 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | 2 Story |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Wood Shingle |
| Lot Area | 99,316 sqft (2.28 acres) |
| Garage Type | Mixed |
| Garage Area | 1,854 sqft |
| Carport | Carport |
| Carport Area | 299 sqft |
| Driveway | Driveway |
| Driveway Area | 4,640 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 692 sqft |
| Patio Area | 498 sqft |
| Loading Dock | 428 sqft |
| Pole Barn | 1,120 sqft |
| Total Buildings | 5 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004626989 |
|---|---|
| Old Parcel Number | 00729890000004 |
| Street Address | 37981 WASHINGTON LOOP RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-9814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | ZZZ 204024 P7-1 20 40 24 P-7-1 1.54 AC M/L TH E 100 FT OF E 500 FT OF SE1/4 OF SW1/4 EXT FROM N LINE LOOP RD TO CE |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 20 |
| Legal Subdivision | ACREAGE & UNREC |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10100 |
37981 Washington Loop Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37981 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Aug 31, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional with PMI SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on File |
| Deed Sale | Oct 16, 2019 · Amount on File |
| Prior Sale | Mar 6, 2014 · Amount on File |
| Deed Document Number | 2752485 |
| Deed Book / Page | 4494 / 1170 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 37981 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9702 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042341722 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 4234/1722 |
| Instrument | 2550094 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 37981 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9702 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042341731 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 4234/1731 |
| Instrument | 2550095 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 37981 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9702 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | EXPRESS TITLE, EXPRESS TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 37981 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9702 |
| Document Number | 0048670715 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 4867/715 |
| Instrument | 3016095 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 16, 2019 |
| Property Address | 37981 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9702 |
| Document Number | 0044941170 |
| Book / Page | 004494 / 001170 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 2752485 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 37981 WASHINGTON LOOP RD PUNTA GORDA FL 339829702, PUNTA GORDA, FL 33982-9702 |
| Document Number | 44941171 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 004494/001171 |
| Instrument | 2752486 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2049 |
The 2025 property tax bill for 37981 Washington Loop Rd was $2,469 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,469.00 Homeowner's exemption | $203,725 | $351,823 Land $51,300 Building $300,523 |
| 2023 | $3,118.00 (-2.71%) Homeowner's exemption | $169,167 (-6.11%) | $378,209 (+13.66%) Land $68,400 Building $309,809 |
| 2022 | $3,205.00 Homeowner's exemption | $180,182 | $332,752 Land $46,512 Building $286,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 37981 Washington Loop Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37981 Washington Loop Rd is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELL CREEK PARK private · serves 465 people · EPA ID FL6080256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | CHARLOTTE COUNTY UTILITIES |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures