Charlotte County property record for 37931 Washington Loop Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 2024 |
| Lot Size | 3.43 acres (149,410 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jul 2021) |
| Tax Bill | $3,208 (2025) |
| Deeds & Mortgages | Jan 2024 Construction Loan Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 402420400003 |
| Primary APN | 402420400003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 149,410 sqft (3.43 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00729910011007 |
|---|---|
| Street Address | 37931 WASHINGTON LOOP RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-9814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 20-40-24 P-8-1 3A M/L COMM SW COR OF SE1/4 E 140.41 FT TO POB CONT E 200 FT N 650 FT TO BANK OF SHELL CREEK W/LY ALG SAID BANK 202 FT M/L S 651 FT TO POB SUBJ TO RD EASE ON S 30 FT 668/1527-29 1340/1857 L/E1619/973 L/E3698/1786 4003/1926 4094/10 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 29 |
| Legal Subdivision | FT TO POB SUB |
| Legal Tract | ZZZ |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10100 |
37931 Washington Loop Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37931 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU |
| Jul 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on File |
| Deed Sale | Jul 13, 2021 · Amount on File |
| Prior Sale | Jun 9, 1998 · Amount on File |
| Deed Document Number | 20212970999 |
| Deed Book / Page | 4803 / 505 |
| Prior Transfer Date | Oct 8, 2012 |
| Prior Transfer Doc | 0036981786 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 37931 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9814 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | TALON TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 25142 PALISADE RD, PT CHARLOTTE, FL 33983-5990 |
| Document Number | 0003358173 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 3358173 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Nov 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 10% |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 13, 2021 |
| Property Address | 37931 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9814 |
| Document Number | 0048030505 |
| Book / Page | 4803 / 505 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2970999 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1641 SPIRIT WALKER DR, SAINT GEORGE, UT 84790-4476 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25142 PALISADE RD, PUNTA GORDA, FL 33983-5990 |
| Document Number | 0004803507 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 4803/507 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 37931 Washington Loop Rd was $3,208 with a homeowner's exemption, up 359.6% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,208.00 (+359.6%) Homeowner's exemption | $252,694 Land $36,911 Building $215,783 | $252,694 Land $36,911 Building $215,783 |
| 2024 | $698.00 (-15.5%) | ||
| 2023 | $826.00 (+11.77%) | $44,009 (+1%) | $57,900 (+44.72%) Land $57,900 |
| 2022 | $739.00 | $40,008 Land $39,372 Building $636 | $40,008 Land $39,372 Building $636 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 37931 Washington Loop Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37931 Washington Loop Rd is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELL CREEK PARK private · serves 465 people · EPA ID FL6080256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | CHARLOTTE COUNTY UTILITIES |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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