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3798 Carol Ln, Ramona, CA 92065 Property Records

San Diego County property record for 3798 Carol Ln, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,456 sqft · built 1983
Lot Size2.28 acres (99,752 sqft)
Owner2 Individual Names on Record
Last Sale$294,000 (May 2013)
Tax Bill$3,516 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2017 Second Mortgage
Flood ZoneZone X (minimal risk)
APN283-044-22-00

Property Details

APN / Parcel Number

Primary APN283-044-22-00
Alternative APN
  • 2830441400

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area99,752 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2830441400
Street Address3798 CAROL LN
CityRAMONA
StateCA
Zip92065-3644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 (EX HWY) TR PM08330
Legal SubdivisionPARCEL MAP NO 8330
Legal Tract8330
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3006
Census Tract20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3798 CAROL LN, RAMONA, CA 92065-3644
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jan 17, 2017Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2013 · Amount on Record
Deed SaleMay 15, 2013 · Amount on Record
Deed Document Number2013306992
Prior Transfer DateApr 9, 2013
Prior Transfer Doc0000306992
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3798 CAROL LN, RAMONA, CA 92065-3644
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3798 CAROL LN, RAMONA, CA 92065-3644

Mortgage

Document Number0000222733
DateMar 22, 2021
Instrument2021-0222733
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 17, 2017
Property Address3798 CAROL LN, RAMONA, CA 92065-3644
Document Number0000024943
Map ReferencePM8330
Instrument DateJan 11, 2017
Instrument2017-0024943
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3798 CAROL LN, RAMONA, CA 92065-3644

Mortgage

Document Number0000024944
DateJan 17, 2017
Instrument2017-0024944
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$322,065 (+2%) Land $124,698 Building $197,367
2025$3,516.00 (+10.36%) Homeowner's exemption$315,751 (+4.04%) Land $122,253 Building $193,498
2023$3,186.00 (-4.21%) Homeowner's exemption$303,491 Land $117,506 Building $185,985
2022$3,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 65% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30

May also be available: AT&T.

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