3706 Carol Ln, Ramona, CA 92065 Property Records

San Diego County property record for 3706 Carol Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,064 sqft · built 1989
Lot Size	2.36 acres (102,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Feb 2022)
Tax Bill	$10,910 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`283-044-15-00`

Property Details

APN / Parcel Number

Primary APN	`283-044-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,064 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	102,802 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3706 CAROL LN
City	RAMONA
State	CA
Zip	92065-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM08330
Legal Subdivision	PARCEL MAP NO 8330
Legal Tract	8330
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3006
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3706 CAROL LN, RAMONA, CA 92065-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage CAMPBELL FAMILY TRUST
Feb 28, 2022	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 8, 2021	Grant Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL CA LLC
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Nov 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	202289953
Transfer Doc	0000832047
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3706 CAROL LN, RAMONA, CA 92065-3644
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	TICOR TITLE SD BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 RUDDER AVE, CARLSBAD, CA 92011-5420

Mortgage

Document Number	0000832050
Date	Dec 8, 2021
Instrument	2021-0832050

Lender

Name	CAMPBELL FAMILY TRUST
Type	Private Party
Address	3706 CAROL LN, RAMONA, CA 92065

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2022
Property Address	3706 CAROL LN, RAMONA, CA 92065-3644
Document Number	0000089953
Map Reference	FILE 1979-40402
Instrument Date	Feb 14, 2022
Instrument	2022-0089953
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3706 CAROL LN, RAMONA, CA 92065-3644

Mortgage

Document Number	0000089954
Date	Feb 28, 2022
Instrument	2022-0089954

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2021
Property Address	3706 CAROL LN, RAMONA, CA 92065-3644
Document Number	0000832048
Map Reference	FILE 1979-40402
Instrument Date	Nov 30, 2021
Instrument	2021-0832048
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 RUDDER AVE, CARLSBAD, CA 92011-5420

Mortgage

Document Number	0000832049
Date	Dec 8, 2021
Instrument	2021-0832049

Lender

Name	EASY STREET CAPITAL CA LLC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3706 CAROL LN, RAMONA, CA 92065-3644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223291
Date	Jun 10, 2019
Instrument	2019-0223291

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2019
Property Address	3706 CAROL LN, RAMONA, CA 92065-3644
Document Number	0000503389
Instrument Date	Aug 27, 2019
Instrument	503389
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3706 CAROL LN RAMONA CA 920653644, RAMONA, CA 92065-3644
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,308 (+2%) Land $649,458 Building $378,850
2025	$10,910.00 (+6.14%)	$1,008,146 (+4.04%) Land $636,724 Building $371,422
2023	$10,279.00 (+35.97%)	$969,000 Land $612,000 Building $357,000
2022	$7,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T.

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