3797 Fairmount Cir, Cincinnati, OH 45245 Property Records

Clermont County property record for 3797 Fairmount Cir, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,842 sqft · built 2020
Lot Size	0.197 acres (8,568 sqft)
Owner	Individual Name on Record
Last Sale	$348,600 (Mar 2021)
Tax Bill	$5,109 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-13F-215`

Property Details

APN / Parcel Number

Primary APN	`28-28-13F-215`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,842 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,568 sqft (0.197 acres)
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3797 FAIRMOUNT CIR
City	CINCINNATI
State	OH
Zip	45245-3373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTWICK PLACE SECTION 3 BLOCK B; LOT 127; SEE 282813F215T FOR TIF
Legal Subdivision	PRESTWICK PLACE
Legal Block	B
Legal Lot Number	127
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3797 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CAPITAL CORP
Mar 9, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	20217508
Deed Book / Page	2872 / 1228
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3797 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3797 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373

Mortgage

Document Number	0000001075
Date	Jan 15, 2026
Book Page	3013/1035
Instrument	202600001075

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 2, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3797 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3797 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373

Mortgage

Document Number	0000017910
Date	Sep 27, 2023
Book Page	2953/2654
Instrument	202300017910

Lender

Name	GENERAL ELECTRIC CAPITAL CORP
Type	Funding / Finance Company
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 9, 2021
Property Address	3797 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Document Number	0000007508
Book / Page	2872 / 1228
Map Reference	CAB 18 PG 268&269
Instrument Date	Mar 2, 2021
Instrument	202100007508
Transaction Type	Subdivision Related Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 3940, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3797 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373

Mortgage

Document Number	0000007509
Date	Mar 9, 2021
Instrument	202100007509

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2061

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,109.00 (-1.71%)	$43,130 (-) Land $18,940 Building $24,190
2024	$5,198.00 (-16.71%) Homeowner's exemption	$43,130 (-) Land $18,940 Building $24,190	$123,200 (-) Land $54,100 Building $69,100
2023	$6,241.00 (+167.28%) Homeowner's exemption	$43,130 (+8.67%) Land $18,940 Building $24,190	$123,200 (+8.64%) Land $54,100 Building $69,100
2022	$2,335.00 Homeowner's exemption	$39,690 Land $17,850 Building $21,840
2020			$113,400 Land $51,000 Building $62,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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