3792 Fairmount Cir, Cincinnati, OH 45245 Property Records

Clermont County property record for 3792 Fairmount Cir, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,720 sqft · built 2021
Lot Size	0.176 acres (7,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,618 (Apr 2022)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-28-13F-231`

Property Details

APN / Parcel Number

Primary APN	`28-28-13F-231`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,649 sqft (0.176 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3792 FAIRMOUNT CIR
City	CINCINNATI
State	OH
Zip	45245-3373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTWICK PLACE SECTION 3 BLOCK B LOT 143; PENDING SPECIAL ASSMT; SEE 282813F231T FOR TIF
Legal Subdivision	PRESTWICK PLACE
Legal Block	B
Legal Lot Number	143
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3792 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Unknown FISCHER LENDING COMPANY LLC
Apr 1, 2022	Deed, Subdivision Related Transfer · VA Mortgage VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	20229270
Deed Book / Page	2916 / 47
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3792 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034642
Date	Oct 22, 2021
Book Page	2899/1974
Instrument	202100034642

Lender

Name	FISCHER LENDING COMPANY LLC
Type	Non-Lending Institution
Address	ERLANGER, KY 41018

Agreement

Type	Unknown
Amount	Amount Recorded
Term	18 Months
Due	Mar 31, 2023

April 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 1, 2022
Property Address	3792 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373
Document Number	0000009270
Book / Page	2916 / 47
Map Reference	CAB 18 PG 268&269
Instrument Date	Mar 23, 2022
Instrument	202200009270
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3792 FAIRMOUNT CIR, CINCINNATI, OH 45245-3373

Mortgage

Document Number	0000009271
Date	Apr 1, 2022
Instrument	202200009271

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,555.00 (-5.25%)	$47,540 (-) Land $18,940 Building $28,600
2024	$5,863.00 (-17.97%) Homeowner's exemption	$47,540 (-) Land $18,940 Building $28,600	$135,800 (-) Land $54,100 Building $81,700
2023	$7,147.00 (+334.47%) Homeowner's exemption	$47,540 (+73.88%) Land $18,940 Building $28,600	$135,800 (+73.88%) Land $54,100 Building $81,700
2022	$1,645.00	$27,340 Land $17,850 Building $9,490
2020			$78,100 Land $51,000 Building $27,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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