Burke County property record for 3795 NC 126, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,438 sqft · built 1968 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $845 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1764390419 |
| Primary APN | 1764390419 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,438 sqft Living Area |
| 1st Floor Area | 1,438 sqft |
| Basement Area | 1,107 sqft |
| Unfinished Basement | 1,107 sqft |
| Flooring | Wood |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Porch | Slab |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Canopy | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3795 NC 126 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3795 NC 126 MORGANTON, NC 28655 |
| Legal Subdivision | JOYCE PALMER & JANET HALL |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LINVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20203 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3795 NC 126, MORGANTON, NC 28655-7868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU |
| Oct 20, 2021 | Intrafamily Transfer, Transfer |
| Jan 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 31, 2018 |
| Transfer Doc | 0023840132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3795 NC 126, MORGANTON, NC 28655-7868 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3795 NC 126, MORGANTON, NC 28655-7868 |
| Document Number | 0027030091 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 2703/91 |
| Instrument | 2023008022 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CANDLER, NC 28715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 20, 2021 |
| Property Address | 3795 NC 126, MORGANTON, NC 28655-7868 |
| Document Number | 0025780875 |
| Book / Page | 2578 / 875 |
| Map Reference | MB 47 PG 57 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021012681 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3795 NC 126, MORGANTON, NC 28655-7868 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 11, 2019 |
| Property Address | 3795 NC 126, MORGANTON, NC 28655-7868 |
| Document Number | 0023840132 |
| Book / Page | 002384 / 000132 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 23741 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1075 HUNTER ST MORGANTON NC 286559558, MORGANTON, NC 28655-9558 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $845.00 (+0.6%) | $117,817 (-) Land $15,600 Building $102,217 | $117,817 (-) Land $15,600 Building $102,217 |
| 2025 | $840.00 (-0.24%) | $117,817 (-) Land $15,600 Building $102,217 | $117,817 (-) Land $15,600 Building $102,217 |
| 2023 | $842.00 | $117,817 Land $15,600 Building $102,217 | $117,817 Land $15,600 Building $102,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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