Burke County property record for 3751 NC 126, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,088 sqft · built 1940 |
| Lot Size | 3.47 acres (151,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Nov 2019) |
| Tax Bill | $890 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1764380904 |
| Primary APN | 1764380904 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 96 sqft |
| Unfinished Basement | 96 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 151,153 sqft (3.47 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Utility Building | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3751 NC 126 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3751 NC 126 MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LINVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20203 |
3751 NC 126 is owned by an individual who bought it in November 2019.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 3761, MORGANTON, NC 28680-3761 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 8, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on File |
| Deed Sale | Nov 8, 2019 · Amount on File |
| Prior Sale | Jul 18, 2005 · Amount on File |
| Deed Document Number | 20192017034097 |
| Deed Book / Page | 2433 / 776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3751 NC 126, MORGANTON, NC 28655-7868 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0025640162 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 2564/162 |
| Instrument | 2021009937 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 8, 2019 |
| Property Address | 3751 NC 126, MORGANTON, NC 28655-7868 |
| Document Number | 0024330776 |
| Book / Page | 002433 / 000776 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 34097 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3751 NC 126 MORGANTON NC 286557868, MORGANTON, NC 28655-7868 |
| Document Number | 24330779 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 002433/000779 |
| Instrument | 34098 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
The 2026 property tax bill for 3751 NC 126 was $890, up 0.6% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890.00 (+0.56%) | $124,996 (-) Land $46,374 Building $78,622 | $124,996 (-) Land $46,374 Building $78,622 |
| 2025 | $885.00 | $124,996 Land $46,374 Building $78,622 | $124,996 Land $46,374 Building $78,622 |
| 2023 | $887.00 | $124,996 Land $46,374 Building $78,622 | $124,996 Land $46,374 Building $78,622 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3751 NC 126 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3751 NC 126 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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