3795 Bear Gully Rd, Winter Park, FL 32792 Property Records

Seminole County property record for 3795 Bear Gully Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,527 sqft · built 2023
Lot Size	0.93 acres (40,527 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Apr 2020)
Tax Bill	$12,922 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-21-30-522-0000-0040`

Property Details

APN / Parcel Number

Primary APN	`35-21-30-522-0000-0040`
Alternative APN	`21303552200000040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	4,527 sqft Living Area
Gross Area	5,439 sqft
1st Floor Area	4,527 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	40,527 sqft (0.93 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3795 BEAR GULLY RD
City	WINTER PARK
State	FL
Zip	32792-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 4 BEAR GULLY ACRES PB 30 PG 90
Legal Range	30E
Legal Township	21S
Legal Section	35
Legal Subdivision	BEAR GULLY ACRES
Legal Tract	522
Legal Lot Number	4
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2011
Census Tract	22207

Owner

3795 Bear Gully Rd is owned and occupied by two individuals who acquired it in August 2023.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3795 BEAR GULLY RD, WINTER PARK, FL 32792-9355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Aug 28, 2023	Intrafamily Transfer, Transfer
Apr 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 28, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	Aug 8, 2000 · Amount on File
Deed Document Number	202044415
Deed Book / Page	9589 / 1650
Last Transfer Date	Aug 28, 2023
Transfer Doc	0104971814
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3795 BEAR GULLY RD, WINTER PARK, FL 32792-9355
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	INTEGRITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14106 OAKWOOD COVE LN, ORLANDO, FL 32832-5746

Mortgage

Document Number	0100130556
Date	Aug 13, 2021
Book Page	10013/556
Instrument	2021107104

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Aug 1, 2042

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Aug 28, 2023
Property Address	3795 BEAR GULLY RD, WINTER PARK, FL 32792-9355
Document Number	0104971814
Book / Page	10497 / 1814
Map Reference	MB 30 PG 90
Instrument Date	Aug 28, 2023
Instrument	2023079679
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3795 BEAR GULLY RD, WINTER PARK, FL 32792-9355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3795 BEAR GULLY RD, WINTER PARK, FL 32792-9355

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 28, 2020
Property Address	3795 BEAR GULLY RD, WINTER PARK, FL 32792-9355
Document Number	0095891650
Book / Page	009589 / 001650
Instrument Date	Apr 27, 2020
Instrument	44415
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14106 OAKWOOD COVE LN ORLANDO FL 328325746, ORLANDO, FL 32832-5746

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3795 BEAR GULLY RD, WINTER PARK, FL 32792-9355
Document Number	0092290545
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3795 BEAR GULLY RD WINTER PARK FL 327929355, WINTER PARK, FL 32792-9355

Mortgage

Document Number	0092290545
Date	Oct 11, 2018
Book Page	009229/000545
Instrument	117030

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Oct 10, 2090

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3795 Bear Gully Rd was $12,922.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,922.00	$963,259 Land $137,500 Building $825,759	$963,259 Land $137,500 Building $825,759
2023	$1,463.00 (-0.75%)	$110,000 (-)	$110,000 (-) Land $110,000
2022	$1,474.00	$110,000 Land $110,000	$110,000 Land $110,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3795 Bear Gully Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3795 Bear Gully Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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