3740 Bear Gully Rd, Winter Park, FL 32792 Property Records

Seminole County property record for 3740 Bear Gully Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,028 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	Owner Name on File
Last Sale	$176,642 (May 2002)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-21-30-300-038B-0000`

Property Details

APN / Parcel Number

Primary APN	`35-21-30-300-038B-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,028 sqft Living Area
1st Floor Area	1,728 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	21,780 sqft
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	395 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3740 BEAR GULLY RD
City	WINTER PARK
State	FL
Zip	32792-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 TWP 21S RGE 30E W 150 FT OF E 385 FT OF N 330 FT OF NE 1/4 OF NE 1/4 OF SE 1/4 (LESS RD)
Legal Range	30E
Legal Township	21S
Legal Section	35
Legal Subdivision	METES & BOUNDS
Legal Tract	300
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	22207

Owner

The current owner of 3740 Bear Gully Rd bought it in May 2002.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Owner Name on File
Mailing Address	3740 BEAR GULLY RD, WINTER PARK, FL 32792-9354
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2002 · Amount on File
Deed Sale	May 23, 2002 · Amount on File
Prior Sale	Apr 7, 2000 · Amount on File
Deed Document Number	0441500286
Deed Book / Page	04415 / 00286
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3740 BEAR GULLY RD, WINTER PARK, FL 32792-9354
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 BEAR GULLY RD, WINTER PARK, FL 32792-9354

Mortgage

Document Number	0109671711
Date	Jan 15, 2026
Book Page	10967/1711
Instrument	2026004535

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3740 Bear Gully Rd was $2,436 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 Homeowner's exemption	$212,810	$341,995 Land $100,000 Building $241,995
2023	$2,434.00 (+2.83%) Homeowner's exemption	$200,788 (+3%)	$334,566 (+0.57%) Land $100,000 Building $234,566
2022	$2,367.00 Homeowner's exemption	$194,940	$332,656 Land $100,000 Building $232,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3740 Bear Gully Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2008–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3740 Bear Gully Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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