3793 Silver Creek Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 3793 Silver Creek Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1965
Lot Size	11.8 acres (516,622 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (May 2021)
Tax Bill	$1,545 (2026)
Deeds & Mortgages	Jan 2022 Sale Dec 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`P43-81`

Property Details

APN / Parcel Number

Primary APN	`P43-81`
Alternative APN	`40817`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,664 sqft Finished Area
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	516,622 sqft (11.8 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	40817
Street Address	3793 SILVER CREEK RD
City	MILL SPRING
State	NC
Zip	28756-8770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	278.28 ACRES, P43 MAP P43
Legal Subdivision	MAP P43
Legal Tract	7
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2009
Census Tract	920201

Owner

3793 Silver Creek Rd is owned by an individual who acquired it in December 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	226 CAPPS RD, TRYON, NC 28782-7675
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Warranty Deed, Transfer
Dec 21, 2021	Gift Deed, Transfer
May 21, 2021	Warranty Deed, Transfer
May 28, 2021	Warranty Deed, Transfer
Apr 21, 2021	Warranty Deed, Transfer
Apr 6, 2021	Warranty Deed, Transfer
Mar 17, 2021	Warranty Deed, Transfer
Jan 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	May 21, 2021 · Amount on File
Deed Book / Page	459 / 2098
Last Transfer Date	Dec 16, 2021
Transfer Doc	000466/576
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 14, 2022
Property Address	3793 SILVER CREEK RD, MILL SPRING, NC 28756-8770
Document Number	00466/2112
Book / Page	466 / 2112
Map Reference	FILE F PG 1666
Instrument Date	Jan 13, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 WILMAR LN, 2803, ALBANY, GA 31707-1866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 ROCKY BRANCH RD, CHAPIN, SC 29036-8310

December 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	POLK NC
Recording Date	Dec 21, 2021
Property Address	3793 SILVER CREEK RD, MILL SPRING, NC 28756-8770
Document Number	000466/576
Book / Page	466 / 576
Map Reference	FILE F PG 1666
Instrument Date	Dec 16, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 WILMAR LN, 2803, ALBANY, GA 31707-1866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 ROCKY BRANCH RD, CHAPIN, SC 29036-8310

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 21, 2021
Property Address	3793 SILVER CREEK RD, MILL SPRING, NC 28756-8770
Document Number	00459/1533
Book / Page	459 / 1533
Map Reference	FILE F PG 1637
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 WILMAR LN, 2803, ALBANY, GA 31707-1866

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	850 QUAYE LAKE CIR APT 109, 109, WELLINGTON, FL 33411-5037

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 28, 2021
Property Address	3793 SILVER CREEK RD, MILL SPRING, NC 28756-8770
Document Number	00459/2098
Book / Page	459 / 2098
Map Reference	FILE F PG 1666
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 WILMAR LN, 2803, ALBANY, GA 31707-1866

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4006 JANNA ST, BEAUFORT, SC 29906-7305

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 21, 2021
Property Address	3793 SILVER CREEK RD, MILL SPRING, NC 28756-8770
Document Number	00458/1573
Book / Page	458 / 1573
Map Reference	FILE F PG 1636
Instrument Date	Apr 19, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 WILMAR LN, 2803, ALBANY, GA 31707-1866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6308 LATTA SPRINGS CIR, HUNTERSVILLE, NC 28078-2336

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 6, 2021
Property Address	3793 SILVER CREEK RD, MILL SPRING, NC 28756-8770
Document Number	000458/429
Book / Page	458 / 429
Map Reference	FILE F PG 1636
Instrument Date	Apr 5, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 WILMAR LN, 2803, ALBANY, GA 31707-1866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100, NAPLES, NC 28760-0100

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 17, 2021
Property Address	3793 SILVER CREEK RD, MILL SPRING, NC 28756-8770
Document Number	00457/1330
Book / Page	457 / 1330
Map Reference	FILE F PG 1624
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2406, CULLOWHEE, NC 28723-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 PINNERS COVE RD, ASHEVILLE, NC 28803-9585

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 19, 2021
Property Address	3793 SILVER CREEK RD, MILL SPRING, NC 28756-8770
Document Number	00455/1979
Book / Page	455 / 1979
Map Reference	FILE F PG 1594
Instrument Date	Jan 13, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$1,752.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9900 BLACK HORSE RUN RD, 9900, FORT MILL, SC 29707-9507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2406, CULLOWHEE, NC 28723-2406
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3793 Silver Creek Rd was $1,545.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,545.00	$302,815 (-) Land $130,240 Building $172,575	$302,815 (-) Land $130,240 Building $172,575
2025	$1,545.00	$302,815 Land $130,240 Building $172,575	$302,815 Land $130,240 Building $172,575
2023	$1,064.00	$166,448 Land $69,670 Building $96,778
2021			$166,448 Land $69,670 Building $96,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3793 Silver Creek Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3793 Silver Creek Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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