3500 Silver Creek Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 3500 Silver Creek Rd, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	2 bd · 2.5 ba · 1,120 sqft · built 2017
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,579 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P43-3`

Property Details

APN / Parcel Number

Primary APN	`P43-3`
Alternative APN	`55544`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,120 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Lot Area	84,071 sqft (1.93 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55544
Street Address	3500 SILVER CREEK RD
City	MILL SPRING
State	NC
Zip	28756-0257
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT 21 SECTION K, 0L01 SILVER CREEK COMMUNITY
Legal Subdivision	SILVER CREEK COMMUNITY
Legal Lot Number	21
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1005
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3500 SILVER CREEK RD, MILL SPRING, NC 28756-0257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC
Apr 14, 2022	Intrafamily Transfer, Transfer
Dec 5, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1997
Deed Sale	Dec 31, 1997
Deed Book / Page	237 / 1493
Last Transfer Date	Dec 5, 2017
Transfer Doc	00430/0800
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 14, 2022
Property Address	3500 SILVER CREEK RD, MILL SPRING, NC 28756-0257
Document Number	000469/481
Book / Page	469 / 481
Map Reference	SL A-114 PG 7-17J
Instrument Date	Apr 11, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3125 HOUSTON RD, 3125, COLUMBUS, NC 28722-7701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 SILVER CREEK RD, MILL SPRING, NC 28756-0257

Mortgage

Document Number	0004690484
Date	Apr 14, 2022
Instrument	469/0484

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Apr 14, 2022
Property Address	3500 SILVER CREEK RD, MILL SPRING, NC 28756-0257
Document Number	000469/478
Book / Page	469 / 478
Map Reference	SL A-114 PG 7-17J
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 CASUAL CORNER LN, 175, HENDERSONVILLE, NC 28792-7762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 HOUSTON RD, COLUMBUS, NC 28722-7701

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Dec 5, 2017
Property Address	3500 SILVER CREEK RD, MILL SPRING, NC 28756-0257
Document Number	00430/0800
Book / Page	430 / 0800
Instrument Date	Dec 5, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 SILVER CREEK RD, 3500, MILL SPRING, NC 28756-0257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 SILVER CREEK RD, MILL SPRING, NC 28756-0257

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,579.00	$505,383 (-) Land $18,720 Building $486,663	$505,383 (-) Land $18,720 Building $486,663
2025	$2,579.00 (+23.16%)	$505,383 (+54.35%) Land $18,720 Building $486,663	$505,383 (+54.35%) Land $18,720 Building $486,663
2023	$2,094.00	$327,427 Land $9,860 Building $317,567
2021			$327,427 Land $9,860 Building $317,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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