Clermont County property record for 3793 Arbor Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,674 sqft · built 1991 |
| Lot Size | 0.509 acres (22,172 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jul 2015) |
| Tax Bill | $7,776 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-57-18B-004 |
| Primary APN | 28-57-18B-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| 1st Floor Area | 1,042 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 22,172 sqft (0.509 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 900 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 478 sqft |
| Deck Area | 225 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3793 ARBOR LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARD HILLS 2; LOT 4 |
| Legal Subdivision | VINEYARD HILLS 2 |
| Legal Lot Number | 4 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41506 |
3793 Arbor Ln is owned and occupied by two individuals who bought it in July 2015.
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3793 ARBOR LN, CINCINNATI, OH 45255-4671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2015 · Amount on File |
| Deed Sale | Jul 14, 2015 · Amount on File |
| Prior Sale | Oct 4, 1995 · Amount on File |
| Deed Document Number | 201515685 |
| Deed Book / Page | 2585 / 771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3793 ARBOR LN, CINCINNATI, OH 45255-4671 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | ATS |
| Name | Verified Name |
|---|
| Document Number | 0000014119 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2878/5839 |
| Instrument | 202100014119 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3793 ARBOR LN, CINCINNATI, OH 45255-4671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000019213 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 2846/352 |
| Instrument | 202000019213 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3793 Arbor Ln was $7,776 with a homeowner's exemption, up 5.3% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,776.00 (+5.27%) | $144,350 (-) Land $19,780 Building $124,570 | |
| 2024 | $7,387.00 (-42.04%) Homeowner's exemption | $144,350 (+9.42%) Land $19,780 Building $124,570 | $412,400 (+9.42%) Land $56,500 Building $355,900 |
| 2023 | $12,744.00 (+125.88%) Homeowner's exemption | $131,920 (+37.56%) Land $19,780 Building $112,140 | $376,900 Land $56,500 Building $320,400 |
| 2022 | $5,642.00 Homeowner's exemption | $95,900 Land $14,910 Building $80,990 | |
| 2020 | $274,000 Land $42,600 Building $231,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3793 Arbor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3793 Arbor Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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