3792 Autumn Rd, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 3792 Autumn Rd, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 918 sqft · built 1966
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (May 2020)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-10-02-033.00`

Property Details

APN / Parcel Number

Primary APN	`017-10-02-033.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	918 sqft Finished Area
Gross Area	1,475 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3792 AUTUMN RD
City	ELSMERE
State	KY
Zip	41018-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURKEYFOOT ACRES LOT 109 BLK C
Legal Subdivision	TURKEYFOOT ACRES
Legal Phase	C
Legal Block	C
Legal Lot Number	109
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2010
Census Tract	63607

Owner

3792 Autumn Rd is owned and occupied by an individual who bought it in May 2020.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3792 AUTUMN RD, ELSMERE, KY 41018-2742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTION FINANCIAL LLC
May 27, 2020	Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	Feb 11, 2014 · Amount on File
Deed Document Number	20205900034
Deed Book / Page	23 / 186
Prior Transfer Date	May 24, 2003
Prior Transfer Doc	0527059004
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3792 AUTUMN RD, ELSMERE, KY 41018-2742
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900085
Date	Sep 2, 2021
Book Page	266/738
Instrument	21090205900085

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45217

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 27, 2020
Property Address	3792 AUTUMN RD, ELSMERE, KY 41018-2742
Document Number	0000000034
Book / Page	000023 / 000186
Instrument Date	May 20, 2020
Instrument	34
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3792 AUTUMN RD ELSMERE KY 410182742, ELSMERE, KY 41018-2742

Mortgage

Document Number	35
Date	May 27, 2020
Book Page	000M48/000396
Instrument	35

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Mortgage

Document Number	36,
Date	May 27, 2020
Book Page	000M48/000412
Instrument	36

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 26, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 3792 Autumn Rd was $1,934.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,400 (-) Land $25,000 Building $137,400	$162,400 (-) Land $25,000 Building $137,400
2025	$1,934.00	$162,400 Land $25,000 Building $137,400	$162,400 Land $25,000 Building $137,400
2023	$2,055.00	$162,400 Land $25,000 Building $137,400	$162,400 Land $25,000 Building $137,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3792 Autumn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3792 Autumn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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