3790 Autumn Rd, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 3790 Autumn Rd, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 918 sqft · built 1965
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Nov 2025)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017-10-02-032.00`

Property Details

APN / Parcel Number

Primary APN	`017-10-02-032.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	918 sqft Finished Area
Gross Area	1,387 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3790 AUTUMN RD
City	ELSMERE
State	KY
Zip	41018-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURKEYFOOT ACRES LOT 108 BLK C
Legal Subdivision	TURKEYFOOT ACRES
Legal Phase	C
Legal Block	C
Legal Lot Number	108
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2010
Census Tract	63607

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3790 AUTUMN RD, ELSMERE, KY 41018-2742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 11, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC
Sep 4, 2018	Grant Deed, Construction Loan · Line of Credit LENDINGONE
Apr 30, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20251126110
Deed Book / Page	376 / 962
Prior Transfer Date	Jul 15, 2005
Prior Transfer Doc	0005900336
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 26, 2025
Property Address	3790 AUTUMN RD, ELSMERE, KY 41018-2742
Document Number	0005900110
Book / Page	KC 376 / 962
Instrument Date	Nov 24, 2025
Instrument	25112605900110
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9827 CODYVIEW DR, INDEPENDENCE, KY 41051-8563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3790 AUTUMN RD, ELSMERE, KY 41018-2742

Mortgage

Document Number	0005900111
Date	Nov 26, 2025
Instrument	25112605900111

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 19, 2021
Property Address	3790 AUTUMN RD, ELSMERE, KY 41018-2742
Document Number	0005900126
Book / Page	132 / 211
Map Reference	PL 850
Instrument Date	Nov 15, 2021
Instrument	21111905900126
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9885 FLAGSTONE DR, 9885, INDEPENDENCE, KY 41051-8791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3790 AUTUMN RD, ELSMERE, KY 41018-2742

Mortgage

Document Number	0005900127
Date	Nov 19, 2021
Book Page	304/253
Instrument	21111905900127

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 11, 2019
Property Address	3790 AUTUMN RD, ELSMERE, KY 41018-2742
Document Number	0000000131
Book / Page	0C6615 / 000178
Instrument Date	Mar 1, 2019
Instrument	131
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3790 AUTUMN RD ELSMERE KY 410182742, ELSMERE, KY 41018-2742

Mortgage

Document Number	132
Date	Mar 11, 2019
Book Page	0C6615/000182
Instrument	132

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 4, 2018
Property Address	3790 AUTUMN RD, ELSMERE, KY 41018-2742
Document Number	0000000129
Book / Page	0C6492 / 000166
Instrument Date	Aug 28, 2018
Instrument	129
Transaction Type	Construction Loan
Record Updated	Sep 20, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 FOREST AVE ERLANGER KY 410181683, ERLANGER, KY 41018-1683

Mortgage

Document Number	131
Date	Sep 4, 2018
Book Page	0C6492/000171
Instrument	131

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2019

Interest

Rate Type	Adjustable Rate

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Apr 30, 2018
Property Address	3790 AUTUMN RD, ELSMERE, KY 41018-2742
Document Number	0000000128
Book / Page	0C6399 / 000342
Instrument Date	Apr 2, 2018
Instrument	128
Transaction Type	Foreclosure
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,000 (+24.64%) Land $25,000 Building $190,000	$215,000 (+24.64%) Land $25,000 Building $190,000
2025	$2,054.00 (-5.91%)	$172,500 (-) Land $25,000 Building $147,500	$172,500 (-) Land $25,000 Building $147,500
2023	$2,183.00	$172,500 Land $25,000 Building $147,500	$172,500 Land $25,000 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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