Kendall County property record for 3790 Wolf Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,348 sqft · built 1948 |
| Lot Size | 3.33 acres (145,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jan 2010) |
| Tax Bill | $9,252 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 03-16-153-012 |
| Primary APN | 03-16-153-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 2,468 sqft |
| 1st Floor Area | 1,348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 145,490 sqft |
| Garage Type | Attached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 3790 WOLF RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW 1/4 SEC 16-37-8, COM INT CTR/LN WOLF RD & W/LN NW 1/4, NE 580.57, SW 357.82, SE 306.12 TO CTR/LN CREEK FOR POB, NE 422.15, NE 430 TO PT 25.52 WLY ALG CTR/LN, SE 343, SW 218.40, SE 150, NW 206.94 TO POB (EXC COM NW COR LT 8 HERRENS RUN SUB, SE 2 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 16 |
| Legal Subdivision | HERRENS RUN SUB |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 890107 |
3790 Wolf Rd is owned and occupied by two individuals who bought it in January 2010.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3790 WOLF RD, OSWEGO, IL 60543-9620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2010 · Amount on File |
| Deed Sale | Jan 14, 2010 · Amount on File |
| Prior Sale | Sep 5, 2000 · Amount on File |
| Deed Document Number | 2010799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 3790 WOLF RD, OSWEGO, IL 60543-9620 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3790 WOLF RD, OSWEGO, IL 60543-9620 |
| Document Number | 0000000097 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 202300000097 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 3790 WOLF RD, OSWEGO, IL 60543-9620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000001917 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 202100001917 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $137,911 Land $39,249 Building $98,662 | $413,733 Land $117,747 Building $295,986 | |
| 2024 | $9,252.00 | ||
| 2022 | $98,313 Land $27,979 Building $70,334 | $294,939 Land $83,937 Building $211,002 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3790 Wolf Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3790 Wolf Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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