3725 Wolf Rd, Oswego, IL 60543 Property Records

Kendall County property record for 3725 Wolf Rd, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,964 sqft · built 1987
Lot Size2.86 acres (124,898 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Jun 2021)
Tax Bill$12,345 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-176-004

Property Details

APN / Parcel Number

Primary APN03-16-176-004

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,964 sqft Living Area
Gross Area4,922 sqft
1st Floor Area2,964 sqft
Basement Area1,452 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Roof MaterialAsphalt
Lot Area124,898 sqft
Lot Dimensions567 ft deep x 221 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3725 WOLF RD
CityOSWEGO
StateIL
Zip60543-9632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 FOX BEND ESTATES
Legal SubdivisionFOX BEND ESTATES
Legal Lot Number1
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1017
Census Tract890107

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3725 WOLF RD, OSWEGO, IL 60543-9632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2021 · Amount on Record
Deed SaleJun 28, 2021 · Amount on Record
Prior SaleMay 10, 2002 · Amount on Record
Deed Document Number202116305
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJun 28, 2021
Property Address3725 WOLF RD, OSWEGO, IL 60543-9632
Document Number0000016305
Instrument DateMar 12, 2021
Instrument202100016305
Transaction TypeTransfer
Record UpdatedJul 7, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3725 WOLF RD, OSWEGO, IL 60543-9632
InvestorPossibly a Property Investor

Mortgage

Document Number0000016306
DateJun 28, 2021
Instrument202100016306
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$184,647 (+40.28%) Land $39,249 Building $145,398$553,941 (+40.28%) Land $117,747 Building $436,194
2024$12,345.00
2022$131,629 Land $27,979 Building $103,650$394,887 Land $83,937 Building $310,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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