379 FM 981, Leonard, TX 75452 Property Records

Fannin County property record for 379 FM 981, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,921 sqft · built 2003
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on File
Last Sale	$447,038 (Jul 2026)
Tax Bill	$6,141 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2016 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9799-000-0180-07`

Property Details

APN / Parcel Number

Primary APN	`9799-000-0180-07`
Alternative APN	`100066`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,921 sqft Living Area
1st Floor Area	1,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	110,642 sqft (2.54 acres)
Lot Dimensions	388 ft deep x 285 ft wide
Garage Type	Attached
Garage Area	616 sqft
Porch	Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9799-000-0180-07
Street Address	379 FM 981
City	LEONARD
State	TX
Zip	75452-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN ACRES, LOT 18, ACRES 2.54
Legal Subdivision	THE GREEN ACRES ADDITION
Legal Lot Number	18
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1017
Census Tract	950701

Owner

379 FM 981 is owned and occupied by two individuals who bought it in July 2026.

Source: Fannin County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	379 FM 981, LEONARD, TX 75452-4952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORPORATION
Jun 7, 2016	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS FA
Jul 16, 2010	Deed of Trust, Mortgage · Conventional Mortgage NTFN INC
Sep 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE AMERICAN NATIONAL BANK OF TEXAS
Mar 16, 2005	Deed of Trust, Mortgage · Conventional Mortgage BANK AMERICA FSB
May 8, 2008	Vendor's Lien, Transfer · FHA Mortgage 1ST ADVANTAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	May 8, 2008 · Amount on File
Deed Document Number	20264895
Prior Transfer Date	May 1, 2008
Prior Transfer Doc	0000002850
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 28, 2026
Property Address	379 FM 981, LEONARD, TX 75452-4952
Document Number	0000004895
Instrument Date	Jul 24, 2026
Instrument	20264895
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	379 FM 981, LEONARD, TX 75452-4952

Mortgage

Document Number	0000004896,
Date	Jul 28, 2026
Instrument	20264896

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	379 FM 981, LEONARD, TX 75452-4952
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01880/0284
Date	Jun 7, 2016
Book Page	1880/0284
Instrument	2016-3015

Lender

Name	COLONIAL SAVINGS FA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2046

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	379 FM 981, LEONARD, TX 75452-4952
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01501/0448
Date	Jul 16, 2010
Book Page	1501/0448
Instrument	2010-3291

Lender

Name	NTFN INC
Type	Funding / Finance Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2040

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	379 FM 981, LEONARD, TX 75452-4952
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024005863
Date	Sep 9, 2024
Instrument	2024005863

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2039

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	379 FM 981, LEONARD, TX 75452-4952
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00294/1140
Date	Mar 16, 2005
Book Page	0294/1140
Instrument	2005-1598

Lender

Name	BANK AMERICA FSB
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2035

May 2008: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	May 8, 2008
Property Address	379 FM 981, LEONARD, TX 75452-4952
Document Number	01374/0285
Book / Page	1374 / 0285
Map Reference	CAB A SL183
Instrument Date	May 1, 2008
Instrument	2008-2850
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	379 FM 981, LEONARD, TX 75452-4952

Mortgage

Document Number	0020082851
Date	May 8, 2008
Instrument	2008-2851

Lender

Name	1ST ADVANTAGE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 379 FM 981 was $6,141 with a homeowner's exemption, up 41.9% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Trenton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,141.00 (+41.92%) Homeowner's exemption	$580,750 Land $159,970 Building $420,780	$580,750 Land $159,970 Building $420,780
2024	$4,327.00
2023		$485,410 Land $120,290 Building $365,120	$485,410 Land $120,290 Building $365,120
2018	$3,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 379 FM 981 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 379 FM 981 is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fiber · Fixed Wireless	2,000 / 2,000
Rise Broadband Fixed Wireless	300 / 60

May also be available: Nextlink, Verizon.

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