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3789 Tower Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3789 Tower Rd, Cincinnati, OH 45248 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage2,848 sqft Living Area
Lot Size223,768 sqft (5.13 acres)
OccupancyOwner Occupied
Last Sale$605,000 (2024)
Tax Bill$7,458.00 (2025)

Property Details

APN / Parcel Number

Primary APN570-0040-0419-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,848 sqft Living Area
1st Floor1,924 sqft 1st Floor
Attic Area924 sqft Attic
Attic1 Attic
Basement Area2,164 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area223,768 sqft (5.13 acres)
Patio Area968 sqft Patio
Porch1 Porch
Porch Area416 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3789 TOWER RD
CityCINCINNATI
StateOH
Zip45248-2041
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWS TOWER RD 5.090 AC R2-T1-S3 NE
Legal Range02
Legal Township01
Legal Section03
JurisdictionHAMILTON OH
Minor Civil DivisionMIAMI
Census Blockgroup3
Census Block3010
Census Tract20403

Owner

Source: Hamilton County records · APN 570-0040-0419-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3789 TOWER RD, CINCINNATI, OH 45248-2041
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jul 06, 2021Warranty Deed, Transfer · Conventional Mortgage
OPTION FINANCIAL LLC
Jun 04, 2021Warranty Deed, Transfer
NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2024 · Amount on Record
Deed SaleJul 29, 2024 · Amount on Record
Prior SaleJul 06, 2021 · Amount on Record
Deed Doc Number0000052004
Deed Book / Page15217 / 463
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3789 TOWER RD, CINCINNATI, OH 45248-2041
Transaction TypeMortgage
Record UpdatedNov 23, 2023
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076837
DateOct 30, 2023
Book Page15032/1626
Instrument2023-0076837
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 27, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 06, 2021
Property Address3789 TOWER RD, CINCINNATI, OH 45248-2041
Document Number0000081998
Book / Page14452 / 3281
Instrument DateJun 30, 2021
Instrument2021-0081998
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address3789 TOWER RD, CINCINNATI, OH 45248-2041

Mortgage

Document Number0000081999
DateJul 06, 2021
Instrument2021-0081999
Lender
NameOPTION FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 04, 2021
Property Address3789 TOWER RD, CINCINNATI, OH 45248-2041
Document Number0000068818
Book / Page14432 / 2211
Instrument DateMay 28, 2021
Instrument2021-0068818
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
Tax$1,203.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3789 TOWER RD, CINCINNATI, OH 45248-2041

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,458.00 (+11.6%)$141,071 (-) Land $53,620 Building $87,451
2024$6,683.00 (+0.42%)$141,071 (-) Land $53,620 Building $87,451
2023$6,655.00 (+10.09%)$141,071 (+40.79%) Land $53,620 Building $87,451$403,060 (+40.79%) Land $153,200 Building $249,860
2022$6,045.00 Homeowner's exemption$100,198 Land $46,207 Building $53,991
2020$286,280 Land $132,020 Building $154,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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