Hamilton County property record for 3786 Tower Rd, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,433 sqft · built 1952 |
| Lot Size | 1.09 acres (47,524 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,803 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0293-0057-00 |
| Primary APN | 550-0293-0057-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,433 sqft Living Area |
| 1st Floor Area | 1,433 sqft |
| Basement Area | 567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 47,524 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3786 TOWER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER RD 1.1009 AC R2-T2-S33 |
| Legal Range | 02 |
| Legal Township | 02 |
| Legal Section | 33 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21101 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3786 TOWER RD, CINCINNATI, OH 45248-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Apr 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 30, 2009 |
| Last Transfer Date | Apr 25, 2018 |
| Transfer Doc | 0000034561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3786 TOWER RD, CINCINNATI, OH 45248-2025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018943 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 14609/898 |
| Instrument | 2022-0018943 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 25, 2018 |
| Property Address | 3786 TOWER RD, CINCINNATI, OH 45248-2025 |
| Document Number | 0000034561 |
| Book / Page | 013654 / 001034 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 34561 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3786 TOWER RD CINCINNATI OH 452482025, CINCINNATI, OH 45248-2025 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,803.00 (+2.4%) Homeowner's exemption | $83,276 (-) Land $21,735 Building $61,541 | |
| 2024 | $3,714.00 (-1.14%) Homeowner's exemption | $83,276 (-) Land $21,735 Building $61,541 | |
| 2023 | $3,757.00 (+6.04%) Homeowner's exemption | $83,276 (+22.53%) Land $21,735 Building $61,541 | $237,930 (+22.53%) Land $62,100 Building $175,830 |
| 2022 | $3,543.00 Homeowner's exemption | $67,963 Land $18,725 Building $49,238 | |
| 2020 | $194,180 Land $53,500 Building $140,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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