3788 Fraser Rd, Wickliffe, KY 42087 Property Records

Ballard County property record for 3788 Fraser Rd, Wickliffe, KY 42087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft
Lot Size	1.9 acres (82,764 sqft)
Owner	Company Name on File
Last Sale	$42,900 (Aug 2022)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`68-06`

Property Details

APN / Parcel Number

Primary APN	`68-06`
Alternative APN	`3272`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,112 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Street Address	3788 FRASER RD
City	WICKLIFFE
State	KY
Zip	42087-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	WICKLIFFE
Census Block Group	1
Census Block	1034
Census Tract	950300

Owner

3788 Fraser Rd is owned by a company that bought it in August 2022 and is owner-occupied.

Source: Ballard County records, as of November 12, 2025

Owner of Record	Company Name on File
Mailing Address	3788 FRASER RD, WICKLIFFE, KY 42087-8602
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 11, 2022	Warranty Deed, Transfer
Oct 24, 2005	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2005	Deed, Transfer INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Oct 24, 2005 · Amount on File
Deed Document Number	524560
Deed Book / Page	130 / 551
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Mar 22, 2024
Property Address	3788 FRASER RD, WICKLIFFE, KY 42087-8602
Document Number	0000136/22
Book / Page	136 / 22
Map Reference	CAB 2 PG 299
Instrument Date	Mar 13, 2024
Instrument	528900
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1470 MAYFIELD METROPOLIS RD, PADUCAH, KY 42001-9720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3788 FRASER RD, WICKLIFFE, KY 42087-8602
Mail Care Of	KATHY A GREGORY

Mortgage

Document Number	000133/577
Date	Mar 22, 2024
Book Page	133/577
Instrument	528901

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	3060 WILLIAMS DR STE 600, FAIRFAX, VA 22031

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Aug 11, 2022
Property Address	3788 FRASER RD, WICKLIFFE, KY 42087-8602
Document Number	000130/551
Book / Page	130 / 551
Map Reference	CAB 2 PG 299
Instrument Date	Aug 9, 2022
Instrument	524560
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1008 JEFFERSON ST, PADUCAH, KY 42001-1834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 MAYFIELD METROPOLIS RD, PADUCAH, KY 42001-9720

October 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALLARD KY
Recording Date	Oct 24, 2005
Property Address	3788 FRASER RD, WICKLIFFE, KY 42087-8602
Document Number	DEED077/377
Book / Page	DEED 077 / 377
Instrument Date	Oct 20, 2005
Instrument	203732
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1729 BLUE JAY CV, SAINT LOUIS, MO 63144-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 239, MAYFIELD, KY 42066-0020

October 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Oct 24, 2005
Property Address	3788 FRASER RD, WICKLIFFE, KY 42087-8602
Document Number	DEED077/377
Book / Page	DEED 077 / 377
Map Reference	MB F PG23
Instrument Date	Sep 30, 2005
Instrument	203744
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2201, PADUCAH, KY 42002-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3788 FRASER RD, WICKLIFFE, KY 42087-8602
Investor	Possibly a Property Investor

Mortgage

Document Number	0000203745
Date	Oct 24, 2005
Instrument	203745

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Type Change Date	Jul 1, 2008

Tax Assessment & Valuation

The 2025 property tax bill for 3788 Fraser Rd was $1,680 with an additional exemption.

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00 Additional exemption filed	$215,000	$215,000
2023	$441.00 Additional exemption filed	$42,900	$42,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3788 Fraser Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3788 Fraser Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Fraser Rd

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