2539 Fraser Rd, Wickliffe, KY 42087 Property Records

Ballard County property record for 2539 Fraser Rd, Wickliffe, KY 42087

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,192 sqft · built 1992
Lot Size	26.5 acres (1,156,387 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Apr 2022)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-20`

Property Details

APN / Parcel Number

Primary APN	`60-20`
Alternative APN	`1728`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,192 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,156,387 sqft (26.5 acres)
Terrain	Rolling
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Street Address	2539 FRASER RD
City	WICKLIFFE
State	KY
Zip	42087-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	WICKLIFFE
Census Block Group	1
Census Block	1035
Census Tract	950300

Owner

Source: Ballard County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2539 FRASER RD, WICKLIFFE, KY 42087-9540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Oct 17, 2018	Deed, Transfer · Conventional Mortgage RIVER VALLEY AGCREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	524064
Deed Book / Page	129 / 464
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Apr 21, 2022
Property Address	2539 FRASER RD, WICKLIFFE, KY 42087-9540
Document Number	000129/464
Book / Page	129 / 464
Map Reference	CAB 1 DR 10
Instrument Date	Apr 20, 2022
Instrument	524064
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4040 MAJOUR LAKE DR, PADUCAH, KY 42003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2539 FRASER RD, WICKLIFFE, KY 42087-9540

Mortgage

Document Number	0000524065
Date	Apr 21, 2022
Instrument	524065

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Oct 17, 2018
Property Address	2539 FRASER RD, WICKLIFFE, KY 42087-9540
Document Number	000118/074
Book / Page	118 / 074
Map Reference	CAB I DR 10
Instrument Date	Oct 10, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2539 FRASER RD, WICKLIFFE, KY 42087-9540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6040 MAJESTIC OAK DR, PADUCAH, KY 42003-8899

Mortgage

Document Number	0000097267
Date	Oct 17, 2018
Instrument	097/267

Lender

Name	RIVER VALLEY AGCREDIT ACA
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,819.00 (-1.65%)	$377,039 (-)	$377,039 (-)
2023	$3,883.00 Additional exemption filed	$377,039	$377,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Fraser Rd

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All Wickliffe, KY Property Records

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