3787 Waverly Rd, Owego, NY 13827 Property Records

Tioga County and Tioga Town property record for 3787 Waverly Rd, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,072 sqft · built 1830
Lot Size4.08 acres (177,725 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Sep 2009)
Tax Bill$5,751 (2026)
Flood ZoneZone X (minimal risk)
APN493600 128.13-1-2.20

Property Details

APN / Parcel Number

Primary APN493600 128.13-1-2.20
Alternative APNs
  • 360012801300010020200000
  • 00000002271

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,072 sqft Living Area
1st Floor Area1,872 sqft
2nd Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Architectural StyleTraditional
Exterior MaterialWood
Lot Area177,725 sqft (4.08 acres)
Lot Width1,161 ft Width
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area102 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000002271
Street Address3787 WAVERLY RD
CityOWEGO
StateNY
Zip13827-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number2.020
JurisdictionTIOGA NY
Township / Civil DivisionTIOGA
Census Block Group3
Census Block3067
Census Tract20600

Owner

Source: Tioga County and Tioga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3787 WAVERLY RD, OWEGO, NY 13827-2834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2009 · Amount on Record
Deed SaleSep 1, 2009 · Amount on Record
Deed Book / Page17162 / 6001
Prior Transfer DateApr 29, 2002
Prior Transfer Doc0695000149
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Tioga County and Tioga Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionTioga Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,751.00 (+0.28%) Disabled Person's exemption Veteran's exemption
2025$5,735.00 (+273.62%)$10,800 (-) Land $800 Building $10,000$251,163 (+4.65%) Land $18,605 Building $232,558
2023$10,800 Land $800 Building $10,000$240,000 Land $17,778 Building $222,222
2019$1,535.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims25 (1983–2011)
Claims Outside the SFHA5 of 25
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims
  • Severe Storms And Flooding, Jul 2006 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on Waverly Rd

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