3754 Waverly Rd, Owego, NY 13827 Property Records

Tioga County and Tioga Town property record for 3754 Waverly Rd, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,928 sqft · built 1930
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Tax Bill	$4,153 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`493600 128.17-1-24.1`

Property Details

APN / Parcel Number

Primary APN	`493600 128.17-1-24.1`
Alternative APNs	`49360012801700010240000000` `00000000481`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,357 sqft
Upper Floors Area	570 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	111 ft deep x 246 ft wide
Porch	Slab
Porch Area	159 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000000481
Street Address	3754 WAVERLY RD
City	OWEGO
State	NY
Zip	13827-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	24.001
Jurisdiction	TIOGA NY
Township / Civil Division	TIOGA
Census Block Group	3
Census Block	3071
Census Tract	20600

Owner

Source: Tioga County and Tioga Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3754 WAVERLY RD, OWEGO, NY 13827-2836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL NETWORK
Dec 16, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Jan 28, 2021
Property Address	3754 WAVERLY RD, OWEGO, NY 13827-2836
Document Number	2021000000380
Instrument Date	Dec 5, 2020
Instrument	20210-00000380
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 ROBINSON HILL RD, JOHNSON, NY 13780
Investor	Possibly a Property Investor

Mortgage

Document Number	21000000381
Date	Jan 28, 2021
Instrument	210-00000381

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	Dec 16, 2019
Property Address	3754 WAVERLY RD, OWEGO, NY 13827-2836
Document Number	19000005042
Instrument Date	Dec 9, 2019
Instrument	190-00005042
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 HALSEY VALLEY RD, BARTON, NY 13734-1218

Tax Assessment & Valuation

Source: Tioga County and Tioga Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Tioga Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,153.00 (+1.05%)	$7,100 (-) Land $400 Building $6,700	$165,116 (+4.65%) Land $9,302 Building $155,814
2024	$4,110.00
2023		$7,100 Land $400 Building $6,700	$157,778 Land $8,889 Building $148,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	25 (1983–2011)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims Severe Storms And Flooding, Jul 2006 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AIRWAYS MHP private · serves 69 people · EPA ID NY5301406
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2014–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50

May also be available: T-Mobile, Verizon.

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