3787 Spear Ave, Arcata, CA 95521 Property Records

Humboldt County property record for 3787 Spear Ave, Arcata, CA 95521

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 2,178 sqft · built 1930
Lot Size	11.2 acres (490,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jul 2013)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`507-181-009-000`

Property Details

APN / Parcel Number

Primary APN	`507-181-009-000`
Alternative APN	`50718109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,178 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	490,050 sqft (11.2 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	3787 SPEAR AVE
City	ARCATA
State	CA
Zip	95521-4837
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	AE-60/F,T
Legal Description	S20 T6N R1E/ T06N R01E / 950283C C 00083X 620007B C
Legal Block	2
Legal Lot Number	9
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	2
Census Block	2000
Census Tract	1102

Owner

Source: Humboldt County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3787 SPEAR AVE, ARCATA, CA 95521-4837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 17, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2013 · Amount on Record
Deed Sale	Jul 24, 2013 · Amount on Record
Prior Sale	Apr 8, 1998 · Amount on Record
Deed Document Number	201317204
Prior Transfer Date	Feb 22, 2011
Prior Transfer Doc	0000003727
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	3787 SPEAR AVE, ARCATA, CA 95521-4837
Document Number	0000008339
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3787 SPEAR AVE ARCATA CA 955214837, ARCATA, CA 95521-4837

Mortgage

Document Number	0000008339
Date	May 22, 2020
Instrument	8339

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	3787 SPEAR AVE, ARCATA, CA 95521-4837
Document Number	0000012896
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3787 SPEAR AVE ARCATA CA 955214837, ARCATA, CA 95521-4837

Mortgage

Document Number	0000012896
Date	Jul 26, 2019
Instrument	12896

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Pacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,472.00 (+1.98%) Veteran's exemption	$570,015 (+4.04%) Land $312,590 Building $257,425
2024	$4,385.00 (-1.28%)
2023	$4,442.00 (-1.4%) Disabled Person's exemption Veteran's exemption	$547,882 Land $300,452 Building $247,430
2022	$4,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT BAY MWD private · serves 680 people · EPA ID CA1210013
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Vero Fiber.

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