3785 Spear Ave, Arcata, CA 95521 Property Records

Humboldt County property record for 3785 Spear Ave, Arcata, CA 95521

Property Summary

Property Type	General Agricultural/Rural
Lot Size	20.4 acres (890,362 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`507-181-004-000`

Property Details

APN / Parcel Number

Primary APN	`507-181-004-000`
Alternative APN	`50718104`

Exterior

Lot Area	890,362 sqft (20.4 acres)

Location & Zoning

Old Parcel Number	50718104
Street Address	3785 SPEAR AVE
City	ARCATA
State	CA
Zip	95521-4837
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AE-60/F,T
Legal Description	SUBD:THE ALLIANCE PLACE
Legal Range	01E
Legal Township	06N
Legal Section	20
Legal Subdivision	THE ALLIANCE PLACE
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	2
Census Block	2000
Census Tract	1102

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	437 BLAKE CT, ARCATA, CA 95521-6808
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2005
Deed Sale	Sep 13, 2005
Prior Sale	Sep 13, 2005
Deed Document Number	2005-031125-02
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	3785 SPEAR AVE, ARCATA, CA 95521-4837
Document Number	0000012321
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3785 SPEAR AVE ARCATA CA 955214837, ARCATA, CA 95521-4837

Mortgage

Document Number	0000012321
Date	Jul 23, 2020
Instrument	12321

Lender

Name	UMPQUA BK
Type	Bank
Address	ARCATA, CA 95521

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Pacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,691.00 (+2.36%)	$141,360 (+4.04%) Land $82,275 Building $59,085
2023	$1,652.00 (+0.49%)	$135,873 Land $79,081 Building $56,792
2022	$1,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT BAY MWD private · serves 680 people · EPA ID CA1210013
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Vero Fiber.

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