Talbot County property record for 3786 Main St, Trappe, MD 21673
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,128 sqft · built 1920 |
| Lot Size | 0.203 acres (8,840 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $480 (2026) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-105334 |
| Primary APN | 03-105334 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,128 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,840 sqft (0.203 acres) |
| Lot Dimensions | 129 ft deep x 68 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 40 sqft |
| Shed | 1 Shed |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 105334 |
|---|---|
| Street Address | 3786 MAIN ST |
| City | TRAPPE |
| State | MD |
| Zip | 21673-1665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 - 68X129 W/S MAIN ST TRAPPE |
| Legal Subdivision | J FRANKLIN BAKER |
| Legal Lot Number | 2 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 960900 |
3786 Main St is owned and occupied by two individuals.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3786 MAIN ST, TRAPPE, MD 21673-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 3786 MAIN ST, TRAPPE, MD 21673-1665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026320458 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 2632/458 |
| Name | HEBRON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | HEBRON, MD 21830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 7, 2029 |
The 2026 property tax bill for 3786 Main St was $480 with a homeowner's exemption, up 1.9% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | Trappe Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480.00 (+1.91%) Homeowner's exemption | $97,200 Land $32,900 Building $64,300 | $97,200 Land $32,900 Building $64,300 |
| 2025 | $471.00 Homeowner's exemption | ||
| 2023 | $261.00 Homeowner's exemption | $82,200 Land $32,900 Building $49,300 | $82,200 Land $32,900 Building $49,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3786 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3786 Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Easton Velocity.
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