3784 Main St, Trappe, MD 21673 Property Records

Talbot County property record for 3784 Main St, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	1 ba · 718 sqft · built 1920
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$69,900 (Nov 2018)
Tax Bill	$1,065 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-105164`

Property Details

APN / Parcel Number

Primary APN	`03-105164`
Alternative APNs	`3105164` `105164`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	718 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	105164
Street Address	3784 MAIN ST
City	TRAPPE
State	MD
Zip	21673-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 - 50X130.71 W/S MAIN ST TRAPPE
Legal Subdivision	J FRANKLIN BAKER PROPERTY
Legal Lot Number	3
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	3
Census Block	3021
Census Tract	960900

Owner

3784 Main St is owned and occupied by an individual who bought it in November 2018.

Source: Talbot County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3784 MAIN ST, TRAPPE, MD 21673-1665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA
Nov 20, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Deed Book / Page	2577 / 264
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	3784 MAIN ST, TRAPPE, MD 21673-1665
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3784 MAIN ST, TRAPPE, MD 21673-1665

Mortgage

Document Number	0030060263
Date	Sep 27, 2022
Book Page	3006/263

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 20, 2018
Property Address	3784 MAIN ST, TRAPPE, MD 21673-1665
Document Number	0025770264
Book / Page	2577 / 264
Map Reference	LB1 FO93A
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3784 MAIN ST, TRAPPE, MD 21673-1665

Mortgage

Document Number	0002577271
Date	Nov 20, 2018
Instrument	2577/271

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3784 Main St was $1,065, up 5.3% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Trappe Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,065.00 (+5.34%)	$76,000 Land $31,100 Building $44,900	$76,000 Land $31,100 Building $44,900
2025	$1,011.00
2023	$702.00	$64,600 Land $31,100 Building $33,500	$64,600 Land $31,100 Building $33,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3784 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3784 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Easton Velocity.

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