3786 Eagle Rock Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3786 Eagle Rock Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 2023
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (May 2023)
Tax Bill	$5,737 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-25-007953-064-50`

Property Details

APN / Parcel Number

Primary APN	`18-04-25-007953-064-50`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,047 sqft Heated Area
Gross Area	2,676 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3786 EAGLE ROCK RD
City	MIDDLEBURG
State	FL
Zip	32068-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 150 EAGLE ROCK @ EAGLE LANDING AS REC O R 4723 PG 108
Legal Lot Number	150
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2038
Census Tract	30205

Owner

Source: Clay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3786 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Deed Document Number	2023025688
Deed Book / Page	4723 / 108
Record Updated	Jun 8, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 24, 2023
Property Address	3786 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9128
Document Number	0047230108
Book / Page	4723 / 108
Map Reference	MB 63 PG 19
Instrument Date	May 19, 2023
Instrument	2023025688
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3786 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9128

Mortgage

Document Number	0004723110
Date	May 24, 2023
Instrument	4723/110

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,737.00 (+30.42%)	$376,178 (+478.74%) Land $75,000 Building $301,178	$376,178 (+478.74%) Land $75,000 Building $301,178
2023	$4,399.00 (+6.9%)	$65,000 (+3%) Land $65,000	$65,000 (+3%) Land $65,000
2022	$4,115.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20