3785 Eagle Rock Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3785 Eagle Rock Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,753 sqft · built 2021
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$400,320 (Jun 2021)
Tax Bill	$5,448 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-25-007953-064-08`

Property Details

APN / Parcel Number

Primary APN	`18-04-25-007953-064-08`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,753 sqft Heated Area
Gross Area	3,487 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3785 EAGLE ROCK RD
City	MIDDLEBURG
State	FL
Zip	32068-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 EAGLE ROCK @ EAGLE LANDING AS REC 4473 PG 628
Legal Lot Number	108
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2038
Census Tract	30205

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3785 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	2021039026
Deed Book / Page	4473 / 628
Record Updated	Jun 8, 2026

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 23, 2021
Property Address	3785 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9130
Document Number	0044730628
Book / Page	4473 / 628
Map Reference	MB 63 PG 19-25
Instrument Date	Jun 22, 2021
Instrument	2021039026
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,802.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3785 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9130

Mortgage

Document Number	0004473630
Date	Jun 23, 2021
Instrument	4473/630

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,448.00 (-38.29%) Homeowner's exemption	$397,341 (+5.99%)	$474,634 (+4.85%) Land $75,000 Building $399,634
2023	$8,829.00 (+3.83%) Homeowner's exemption	$374,897 (+3%)	$452,700 (+24.38%) Land $65,000 Building $387,700
2022	$8,503.00 Homeowner's exemption	$363,978 Land $50,000 Building $313,978	$363,978 Land $50,000 Building $313,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20