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3746 NW 31st Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3746 NW 31st Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 984 sqft · built 1962
Lot Size0.355 acres (15,464 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Jun 2026)
Tax Bill$3,389 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Feb 2024 Sale
+ 3 more
Flood ZoneZone A (high risk)
APN1-05-37-35-0020-00320-0140

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0020-00320-0140
Alternative APN
  • R10537350020003200140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area984 sqft Living Area
Gross Area1,796 sqft
1st Floor Area984 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,464 sqft (0.355 acres)
Lot Dimensions125 ft deep x 124 ft wide
Garage TypeCarport
Garage Area176 sqft
CarportCarport
Carport Area176 sqft
PorchFlorida Room
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3746 NW 31ST AVE
CityOKEECHOBEE
StateFL
Zip34972-1343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED UNIT NUMBER 2 (PLAT BOOK 3 PAGE 28) LOT 14 BLOCK 32
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INCORPORATED UNIT NUMBER 2
Legal Block32
Legal Lot Number14
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1038
Census Tract910201

Owner

Source: Okeechobee County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE CORPORATION
Feb 28, 2024Warranty Deed, Transfer
OKEE-TANTIE TITLE COMPANY INC, OKEETANTIE TITLE COMPANY INC
May 24, 2021Deed of Trust, Mortgage · FHA Mortgage
SPACE COAST CU
Dec 18, 2018Warranty Deed, Transfer
CONSUMER R/E FIN
Jan 24, 2018Warranty Deed, Transfer
FTF LNDG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2026 · Amount on Record
Deed SaleJun 15, 2026 · Amount on Record
Prior SaleFeb 28, 2024 · Amount on Record
Deed Document Number20266571
Prior Transfer DateJun 6, 1996
Prior Transfer Doc0382000620
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 15, 2026
Property Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343
Document Number0000006571
Instrument DateJun 12, 2026
Instrument20266571
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$155,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343

Mortgage

Document Number0000006572,
DateJun 15, 2026
Instrument20266572
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateFeb 28, 2024
Property Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343
Document Number0000002249
Map ReferenceMB 3 PGS 28
Instrument DateFeb 28, 2024
Instrument2024002249
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEETANTIE TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$1,141.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343

Transferred To (Grantee/Buyer)

NameVerified Name
Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyALLIED TITLE INSURANCE AGENCY INC, BLEND TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343

Mortgage

Document Number2021006561
DateMay 24, 2021
Instrument2021006561
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 18, 2018
Property Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343
Document Number0008171030
Book / Page000817 / 001030
Instrument DateDec 14, 2018
Instrument14704
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyINDEPENDENCE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$962.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3746 NW 31ST AVE OKEECHOBEE FL 349721343, OKEECHOBEE, FL 34972-1343

Mortgage

Document Number8171032
DateDec 18, 2018
Book Page000817/001032
Instrument14705
Lender
NameCONSUMER R/E FIN
TypeFunding / Finance Company
AddressFT LAUDERDALE, FL 33301
Agreement
AmountAmount Recorded
Term360 Months
DueDec 17, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJan 24, 2018
Property Address3746 NW 31ST AVE, OKEECHOBEE, FL 34972-1343
Document Number0008010821
Book / Page000801 / 000821
Instrument DateJan 5, 2018
Instrument923
Transaction TypeTransfer
Record UpdatedMay 9, 2018
Title CompanyINDEPENDENCE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address210 NE 102ND ST MIAMI SHORES FL, MIAMI SHORES, FL

Mortgage

Document Number8010823
DateJan 24, 2018
Book Page000801/000823
Instrument924
Lender
NameFTF LNDG LLC
AddressCLEVELAND, OH 44113
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,389.00 (+112.21%)$195,053 (+79.13%) Land $26,500 Building $168,553$195,053 (+4.92%) Land $26,500 Building $168,553
2023$1,597.00 (+10.14%) Homeowner's exemption$108,889 (+3%)$185,906 (+26.52%) Land $17,500 Building $168,406
2022$1,450.00 Homeowner's exemption$105,717$146,937 Land $12,000 Building $134,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 137 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims52 (2004–2021)
Claims Outside the SFHA3 of 52
Most Recent ClaimFeb 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 15 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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