3782 Kelton Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3782 Kelton Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 1989
Lot Size	0.442 acres (19,270 sqft)
Owner	Company Name on Record
Last Sale	$199,600 (Mar 1991)
Tax Bill	$6,212 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-541-09-00`

Property Details

APN / Parcel Number

Primary APN	`162-541-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,423 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	19,270 sqft (0.442 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3782 KELTON DR
City	OCEANSIDE
State	CA
Zip	92056-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 435 TR 011738
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	011738
Legal Block	1
Legal Lot Number	435
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3776 KELTON DR, OCEANSIDE, CA 92056-6312
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPSTONE FCU
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Apr 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 13, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 1991 · Amount on Record
Deed Sale	Mar 6, 1991 · Amount on Record
Prior Sale	Sep 12, 1988 · Amount on Record
Deed Document Number	199198502
Last Transfer Date	Feb 6, 2018
Transfer Doc	0000140049
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3782 KELTON DR, OCEANSIDE, CA 92056-6312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041230
Date	Jan 27, 2020
Instrument	2020-0041230

Lender

Name	CAPSTONE FCU
Type	Credit Union
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 10, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3782 KELTON DR, OCEANSIDE, CA 92056-6312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3782 KELTON DR, OCEANSIDE, CA 92056-6312

Mortgage

Document Number	0000834136
Date	Dec 24, 2020
Instrument	2020-0834136

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2018
Property Address	3782 KELTON DR, OCEANSIDE, CA 92056-6312
Document Number	0000140049
Instrument Date	Feb 6, 2018
Instrument	140049
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3776 KELTON DR OCEANSIDE CA 920566312, OCEANSIDE, CA 92056-6312

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2017
Property Address	3782 KELTON DR, OCEANSIDE, CA 92056-6312
Document Number	0000020283
Instrument Date	Jan 7, 2017
Instrument	20283
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3776 KELTON DR OCEANSIDE CA 920566312, OCEANSIDE, CA 92056-6312

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,296 (+2%) Land $384,730 Building $177,566
2025	$6,212.00 (+5.18%)	$551,272 (+4.04%) Land $377,187 Building $174,085
2023	$5,906.00 (+1.53%)	$529,868 Land $362,542 Building $167,326
2022	$5,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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