3776 Kelton Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3776 Kelton Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 1989
Lot Size	0.444 acres (19,350 sqft)
Owner	Company Name on File
Last Sale	$155,500 (May 1994)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-541-10-00`

Property Details

APN / Parcel Number

Primary APN	`162-541-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,398 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	19,350 sqft (0.444 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3776 KELTON DR
City	OCEANSIDE
State	CA
Zip	92056-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 434 TR 011738
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	011738
Legal Block	1
Legal Lot Number	434
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records · APN 162-541-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3776 KELTON DR, OCEANSIDE, CA 92056-6312
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit CAPSTONE FCU
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 24, 2017	Affidavit of Death, Transfer
Jan 04, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 1994 · Amount on Record
Deed Sale	May 18, 1994 · Amount on Record
Prior Sale	Aug 26, 1988 · Amount on Record
Deed Document Number	1994327204
Last Transfer Date	Jul 20, 2017
Transfer Doc	0000386988
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3776 KELTON DR, OCEANSIDE, CA 92056-6312
Transaction Type	Mortgage
Record Updated	Oct 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3776 KELTON DR, OCEANSIDE, CA 92056-6312

Mortgage

Document Number	0000266340
Date	Sep 25, 2025
Instrument	2025-0266340

Lender

Name	CAPSTONE FCU
Type	Credit Union
Address	ALISO VIEJO, CA 92656

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3776 KELTON DR, OCEANSIDE, CA 92056-6312
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3776 KELTON DR, OCEANSIDE, CA 92056-6312

Mortgage

Document Number	0000276084
Date	Oct 12, 2023
Instrument	2023-0276084

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2017
Property Address	3776 KELTON DR, OCEANSIDE, CA 92056-6312
Document Number	0000386988
Instrument Date	Jul 20, 2017
Instrument	386988
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3776 KELTON DR OCEANSIDE CA 920566312, OCEANSIDE, CA 92056-6312

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2017
Property Address	3776 KELTON DR, OCEANSIDE, CA 92056-6312
Document Number	0000036200
Instrument Date	Jan 07, 2017
Instrument	36200
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3776 KELTON DR OCEANSIDE CA 920566312, OCEANSIDE, CA 92056-6312

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 04, 2017
Property Address	3776 KELTON DR, OCEANSIDE, CA 92056-6312
Document Number	0000005277
Instrument Date	Dec 29, 2016
Instrument	5277
Transaction Type	Transfer
Record Updated	Jan 10, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9318 E OSAGE AVE MESA AZ 852121402, MESA, AZ 85212-1402

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$338,759 (+2%) Land $118,653 Building $220,106
2025	$3,685.00 (+5.29%) Homeowner's exemption	$332,118 (+4.04%) Land $116,327 Building $215,791
2023	$3,500.00 (+1.57%) Homeowner's exemption	$319,223 Land $111,811 Building $207,412
2022	$3,446.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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