St. Louis County property record for 3781 Needle Ln, Duluth, MN 55803 · Last verified August 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Architecture Style | Rustic |
| Square Footage | 237 sqft Gross Area |
| Lot Size | 139,828 sqft (3.21 acres) |
| Last Sale | $145,000 (2025) |
| Tax Bill | $1,200.00 (2026) |
| Primary APN | 375-0020-01781 |
|---|---|
| Alternative APNs |
|
| Building Area | 237 sqft Gross Area |
|---|---|
| 1st Floor | 237 sqft 1st Floor |
| Stories | 1 Stories |
| Architectural Style | Rustic Style |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 139,828 sqft (3.21 acres) |
| Storage Building | 64 sqft Storage Building |
| Heating Fuel | Wood Heating Fuel |
|---|
| Account Number | 1181219 |
|---|---|
| Street Address | 3781 NEEDLE LN |
| City | DULUTH |
| State | MN |
| Zip | 55803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Description | SLY 350 FT OF ELY 400 FT OF WLY 1215 FT OFS1/2 OF LOT 2 SERIAL # |
| Legal Range | 14W |
| Legal Township | 53N |
| Legal Section | 11 |
| Legal Subdivision | GNESEN TOWN OF |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | GNESEN |
| Census Blockgroup | 1 |
| Census Block | 1066 |
| Census Tract | 10601 |
Source: St. Louis County records · APN 375-0020-01781
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5444 ALDRICH AVE S, MINNEAPOLIS, MN 55419-1732 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTHWOODS CU |
| Jan 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2025 · Amount on Record |
| Deed Sale | Apr 10, 2025 · Amount on Record |
| Prior Sale | Jan 31, 2023 · Amount on Record |
| Deed Doc Number | 20251089115 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 10, 2025 |
| Property Address | 3781 NEEDLE LN, DULUTH, MN 55803-9297 |
| Document Number | 0001089115 |
| Instrument Date | Mar 31, 2025 |
| Instrument | 1089115 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5444 ALDRICH AVE S, MINNEAPOLIS, MN 55419-1732 |
| Document Number | 0001089116 |
|---|---|
| Date | Apr 10, 2025 |
| Instrument | 1089116 |
| Name | NORTHWOODS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Type Change Date | Mar 30, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 9.25% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Max Rate | 15.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 31, 2023 |
| Property Address | 3781 NEEDLE LN, DULUTH, MN 55803-9297 |
| Document Number | 0001065699 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 1065699 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3436 LAURA LN, HOPKINS, MN 55305-4254 |
| Document Number | 0001065700 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 1065700 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jan 27, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 8% |
| Max Rate At Change | 9% |
| Index | Prime Rate |
| Max Rate | 13% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,200.00 (+11.32%) | ||
| 2025 | $1,078.00 (+55.78%) | $119,900 (+10.51%) Land $118,000 Building $1,900 | $119,900 (+10.51%) Land $118,000 Building $1,900 |
| 2024 | $692.00 | $108,500 (+47.82%) Land $94,400 Building $14,100 | $108,500 (+47.82%) Land $94,400 Building $14,100 |
| 2022 | $73,400 Land $73,400 | $73,400 Land $73,400 |
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