3609 Needle Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 3609 Needle Ln, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property TypeResidential > Specialized > Seasonal, Cabin, Vacation
Bedrooms1 Beds
Architecture StyleRustic
Year BuiltBuilt 1950
Square Footage504 sqft Gross Area
Lot Size79,484 sqft (1.82 acres)
Last Sale$135,000 (2023)
Tax Bill$1,102.00 (2026)

Property Details

APN / Parcel Number

Primary APN375-0120-00045
Alternative APNs
  • 1070437
  • 965622

Interior

Bedrooms1 Beds
Building Area504 sqft Gross Area
1st Floor504 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRustic Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area79,484 sqft (1.82 acres)
Deck Area32 sqft Deck
SaunaSauna

Utilities and HVAC

Heating FuelPropane Heating Fuel

Location & Zoning

Account Number965622
Street Address3609 NEEDLE LN
CityDULUTH
StateMN
Zip55803
Property UsageResidential Property Usage
TypeResidential > Specialized > Seasonal, Cabin, Vacation
Legal DescriptionELY 1/2 OF LOT 4 AND ALL OF LOT 5 SERIAL #
Legal SubdivisionTHOMPSON LAKE ADD TOWN OF GNES
Legal Lot Number4-5
JurisdictionST LOUIS MN
Minor Civil DivisionGNESEN
Census Blockgroup1
Census Block1066
Census Tract10601

Owner

Source: St. Louis County records · APN 375-0120-00045

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1420 ROLAND RD, CLOQUET, MN 55720-2919
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Warranty Deed, Transfer · Conventional Mortgage
MEMBERS COOPERATIVE CU
May 15, 2019Warranty Deed, Transfer · Conventional Mortgage
SPIRE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2023 · Amount on Record
Deed SaleSep 19, 2023 · Amount on Record
Prior SaleMay 15, 2019 · Amount on Record
Deed Doc Number20231474403
Record RefreshedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 19, 2023
Property Address3609 NEEDLE LN, DULUTH, MN 55803
Document Number0001474403
Instrument DateSep 08, 2023
Instrument1474403
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$445.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1420 ROLAND RD, CLOQUET, MN 55720-2919

Mortgage

Document Number0001474404
DateSep 19, 2023
Instrument1474404
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 08, 2043
Interest
Rate TypeAdjustable Rate
Rate9.5%
Type Change DateSep 01, 2033
Change FrequencyAnnually
Min Rate At Change9.5%
Max Rate At Change15.5%
IndexPrime Rate
Margin1
Max Rate15.5%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 15, 2019
Property Address3609 NEEDLE LN, DULUTH, MN 55803
Document Number00A1354716
Instrument DateMay 07, 2019
InstrumentA1354716
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$224.40
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2147 FLORAL DR WHITE BEAR LAKE MN 551103864, WHITE BEAR LAKE, MN 55110-3864

Mortgage

Document NumberA1354717
DateMay 15, 2019
InstrumentA1354717
Lender
NameSPIRE CU
AddressFALCON HEIGHTS, MN 55113
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 14, 2034

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGnesen Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,102.00 (+11.76%)
2025$986.00 (+4.01%)$109,500 (+9.94%) Land $83,500 Building $26,000$109,500 (+9.94%) Land $83,500 Building $26,000
2024$99,600 (+14.75%) Land $82,200 Building $17,400$99,600 (+14.75%) Land $82,200 Building $17,400
2023$948.00
2022$86,800 Land $71,700 Building $15,100$86,800 Land $71,700 Building $15,100

Nearby Properties on Needle Ln

Nearby Streets

Search Property Records by Address or Parcel Number